04-07-2010 10:20 AM
99/500 is no longer offered, but you can go for the fully secured card. Or you can try to get pre-approved for the best buy reward zone card, that one seems to be pretty generous in their approvals lately
04-07-2010 10:21 AM
Can someone update me on this?
My Ex report has two paid collections (one paid in 2/10 the other 10/08) with an aaoa of 1999 and one new credit, my car loan. I do not have anything else other than paid closed old accounts from 2000. I am interested in building now but I am a bit lost. Should I apply for a secured card or the unsecured and hope I get offered the 99/500?
Any help would be appreciated.
If you have a BOA branch next to you I would go there and see if you can open up a secured cc with them you can see if you can get the 99/500 but I doubt it. This is what I did to get my secured BOA card I also opened up a savings account at the same time, placed a minimal amount of money at the time to also build a relationship with the bank. But if no bank is next to you, I would call BOA and see what they can do for you and if they could direct you to where on-line you can fill out an app. Nowadys it is very difficult to find the secured cc app site. Good Luck
04-07-2010 10:28 AM
Go to bofa.com
Click Credit Cards
Click Build Credit
04-07-2010 01:05 PM
Thanks for the information. I have a BOA branch conveniently located a block from my job, will pop in there during lunch and see what they tell me.
Really need a card to start rebuilding.
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