12-24-2012 08:28 PM
I put in an app for a bank of America secured credit card and got the we will wright you by US mail with in 30 days. For my deposit I put in $4,900 the max they will take. My question is will it be approved because of the deposit or could they decline it? The whole reason I want to know is I don't want to be going 30 days not knowing if that $4,900 is going to be coming out of my account 3 or 4 weeks from now and not be able to do anything with it if they are going to decline it. Would I be able to call them would they be able to tell me?
Thanks for reading.
12-25-2012 02:03 PM
BofA secured card services is slow. It took at least two weeks for them to process and approve my application but they didn't take the $ from my account until after it was approved.
12-25-2012 10:56 PM
12-25-2012 11:09 PM
They will try to charge you annual fee after 5 years just like me. still fighting to convert it if i cant will close before jan 2013 hit . Sadly will lose 5k credit line line but I ll close i don't care they pissed me off
5 years is really exceptional. If you can't get it straight with a credit analyst, tell him/her you will close the account.
12-30-2012 01:27 AM
12-30-2012 07:19 AM
I applied on Tuesday for a BoA secured card with a 2000 deposit. I also got the 30 day wait message but by Thursday they had debited my account and the new account is showing up when I log into the site. I still haven't received the card but hopefully it comes right after the New Year.
I have two major baddies one charge off for $600 and a medical collection.
12-30-2012 12:37 PM
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