Reply
Epic Contributor
Posts: 24,351
Registered: ‎10-23-2007
0

Bank of America Secured Graduation

I'm at like 11 months now, I was declined at 9 months, they pulled TU (My EX is frozen)

Called today and asked if she could pull EQ (almost 100 points higher than TU)

She agreed very easily to pull EQ and put me on hold for a while and... had to be referred to senior analyst but she kept saying I have handled the Bank of America account EXCELLENT. I would hope so, I have probably put over $10k through it in less than a year and I pay multiple times a month.

APPROVED = CL $ 1500, CLI of $500

 

YAY!!! 

Fico Scores: EQ- 670., TU 705 Sync, EX 700 (04/20/15)
I'm just trying to catch up to RON1
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
83 Cards and Counting :smileytongue:
Valued Contributor
Posts: 1,998
Registered: ‎03-31-2008
0

Re: Bank of America Secured Graduation

[ Edited ]
Congrats i'm happy i was able to get mine unsecured last week cause i just received a notice that a new collection is on my TU report so i really lucked out. I received my deposit check in the mail yesterday this will come in handy for the weekend.
Message Edited by mjbfan79 on 05-08-2009 02:19 PM

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


Take the FICO Fitness Challenge
Epic Contributor
Posts: 24,351
Registered: ‎10-23-2007
0

Re: Bank of America Secured Graduation

I'm so excited since Cabela's closed my account 2 weeks ago.
Fico Scores: EQ- 670., TU 705 Sync, EX 700 (04/20/15)
I'm just trying to catch up to RON1
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
83 Cards and Counting :smileytongue:
Frequent Contributor
Posts: 395
Registered: ‎04-25-2008
0

Re: Bank of America Secured Graduation

congrats- I got denied @ 9mos. b/c of an old CA (who is reporting WRONG).  maybe I will try to have them pull EQ instead (EX is my worst report).  I am @ 11 mos. this mo.

Epic Contributor
Posts: 24,351
Registered: ‎10-23-2007
0

Re: Bank of America Secured Graduation

I called the 888 secured number listed in back door numbers.

My EQ last month was a 642 

Fico Scores: EQ- 670., TU 705 Sync, EX 700 (04/20/15)
I'm just trying to catch up to RON1
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
83 Cards and Counting :smileytongue:
Member
Posts: 10
Registered: ‎03-14-2009
0

Re: Bank of America Secured Graduation

Congratulations Creditaddict! Does your card still have the AF?
Epic Contributor
Posts: 24,351
Registered: ‎10-23-2007
0

Re: Bank of America Secured Graduation

I don't know yet, I'm going to product change as soon as I get my deposit back, we will see how that goes
Fico Scores: EQ- 670., TU 705 Sync, EX 700 (04/20/15)
I'm just trying to catch up to RON1
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
83 Cards and Counting :smileytongue:
Member
Posts: 10
Registered: ‎03-14-2009
0

Re: Bank of America Secured Graduation

I'm interested to know what happens. Keep us posted, Creditaddict!
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.