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Mega Contributor
Creditaddict
Posts: 19,652
Registered: ‎10-23-2007
0

Bank of America Secured Graduation

I'm at like 11 months now, I was declined at 9 months, they pulled TU (My EX is frozen)

Called today and asked if she could pull EQ (almost 100 points higher than TU)

She agreed very easily to pull EQ and put me on hold for a while and... had to be referred to senior analyst but she kept saying I have handled the Bank of America account EXCELLENT. I would hope so, I have probably put over $10k through it in less than a year and I pay multiple times a month.

APPROVED = CL $ 1500, CLI of $500

 

YAY!!! 

Fico Scores: EQ 657 Cabelas, TU 662 Walmart, EX 699 Wells (07-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Express $300
Over 45 Cards in between :smileytongue:
Valued Contributor
mjbfan79
Posts: 1,998
Registered: ‎03-31-2008
0

Re: Bank of America Secured Graduation

[ Edited ]
Congrats i'm happy i was able to get mine unsecured last week cause i just received a notice that a new collection is on my TU report so i really lucked out. I received my deposit check in the mail yesterday this will come in handy for the weekend.
Message Edited by mjbfan79 on 05-08-2009 02:19 PM

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


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Mega Contributor
Creditaddict
Posts: 19,652
Registered: ‎10-23-2007
0

Re: Bank of America Secured Graduation

I'm so excited since Cabela's closed my account 2 weeks ago.
Fico Scores: EQ 657 Cabelas, TU 662 Walmart, EX 699 Wells (07-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Express $300
Over 45 Cards in between :smileytongue:
Frequent Contributor
creditreformer
Posts: 395
Registered: ‎04-25-2008
0

Re: Bank of America Secured Graduation

congrats- I got denied @ 9mos. b/c of an old CA (who is reporting WRONG).  maybe I will try to have them pull EQ instead (EX is my worst report).  I am @ 11 mos. this mo.

Mega Contributor
Creditaddict
Posts: 19,652
Registered: ‎10-23-2007
0

Re: Bank of America Secured Graduation

I called the 888 secured number listed in back door numbers.

My EQ last month was a 642 

Fico Scores: EQ 657 Cabelas, TU 662 Walmart, EX 699 Wells (07-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Express $300
Over 45 Cards in between :smileytongue:
Member
Posts: 10
Registered: ‎03-14-2009
0

Re: Bank of America Secured Graduation

Congratulations Creditaddict! Does your card still have the AF?
Mega Contributor
Creditaddict
Posts: 19,652
Registered: ‎10-23-2007
0

Re: Bank of America Secured Graduation

I don't know yet, I'm going to product change as soon as I get my deposit back, we will see how that goes
Fico Scores: EQ 657 Cabelas, TU 662 Walmart, EX 699 Wells (07-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Express $300
Over 45 Cards in between :smileytongue:
Member
Posts: 10
Registered: ‎03-14-2009
0

Re: Bank of America Secured Graduation

I'm interested to know what happens. Keep us posted, Creditaddict!

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