12-23-2012 11:17 PM
Go do the Pre-Approval on Chase.... I think if they give you offer it's a VERY HIGH chance you will be approved.
Citi Forward has shown lots of love in past for people with very little credit.
I happen to dislike BofA a LOT! I did the whole secured thing way back in 2007/2008 or so and unsecured and increased $500 after 9 months.... flash forward to about 15-18 months I found it CLOSED due to information on credit report... I was in a ch 13 BK before i got the secured card... so not only had my bk gotten older but more of the negative accounts had been removed... still no... i try to stay way clear now!
i would not get another secured card if it includes HSBC (can you even do, they are Capital One now?)
I would skip Capital One if you can also.... this BofA would be the only secured card I would want if I had scores in mid 700's!
How about some GE accounts, Walmart, Gap, Chevron, Sams... or Macy's, Bloomingdales, Saks, etc.
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