Mega Contributor
Posts: 19,681
Registered: ‎10-23-2007

Re: Bank of America Secured to Unsecured credit card account.

Go do the Pre-Approval on Chase.... I think if they give you offer it's a VERY HIGH chance you will be approved.

Citi Forward has shown lots of love in past for people with very little credit.

I happen to dislike BofA a LOT! I did the whole secured thing way back in 2007/2008 or so and unsecured and increased $500 after 9 months.... flash forward to about 15-18 months I found it CLOSED due to information on credit report... I was in a ch 13 BK before i got the secured card... so not only had my bk gotten older but more of the negative accounts had been removed... still no... i try to stay way clear now!

i would not get another secured card if it includes HSBC (can you even do, they are Capital One now?)

I would skip Capital One if you can also.... this BofA would be the only secured card I would want if I had scores in mid 700's!

How about some GE accounts, Walmart, Gap, Chevron, Sams...  or Macy's, Bloomingdales, Saks, etc.


Fico Scores: EQ 657 Cabelas, TU 662 Wally, EX 669 Chase(08-31-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Express $300
Over 45 Cards in between :smileytongue:

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