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Bank of America Signature Visa Rewards Card. How long until i get it?

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ADARPegasus
Established Contributor

Re: Bank of America Signature Visa Rewards Card. How long until i get it?

hahahahaha its the inquiries with everyone

Transunion - 788 05/16
Experian - 745 05/16
Equifax - 740 05/16
Message 21 of 40
ADARPegasus
Established Contributor

Re: Bank of America Signature Visa Rewards Card. How long until i get it?

is that a program on a credit card or is it a credit card you can apply for?

Transunion - 788 05/16
Experian - 745 05/16
Equifax - 740 05/16
Message 22 of 40
FloridaState12
Established Contributor

Re: Bank of America Signature Visa Rewards Card. How long until i get it?


@Jonbuck06 wrote:

oh well how do you apply for that?


The credit steps? It automatically enrolled me when I got my cards. I got a letter saying basically if you make your first 5 or 6 payments (don't remember the specifics) they bump your CL up to $500....I'm not sure if you can apply or "opt in" or whatever, but mine was automatic..

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Message 23 of 40
ADARPegasus
Established Contributor

Re: Bank of America Signature Visa Rewards Card. How long until i get it?

ahhh well do you have a chase credit card?

Transunion - 788 05/16
Experian - 745 05/16
Equifax - 740 05/16
Message 24 of 40
FloridaState12
Established Contributor

Re: Bank of America Signature Visa Rewards Card. How long until i get it?

Nope, no Chase. I wish! My parents have cards with Chase, but not me. Last time I applied for the Freedom they told me that they want at least a year of credit history, which i don't have, so I haven't bothered reapplying.

 

Cards I have:

 

Cap1 Classic Platinum MC - $300 CL

Cap1 MTV Platinum Visa - $300 CL

Florida State University Credit Union Student MC - $500 CL

Citi Dividend Platnium Visa for students - $4,000 CL

AMEX Zync - NPSL

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Message 25 of 40
ADARPegasus
Established Contributor

Re: Bank of America Signature Visa Rewards Card. How long until i get it?

@floridastate12 - ?

Transunion - 788 05/16
Experian - 745 05/16
Equifax - 740 05/16
Message 26 of 40
FloridaState12
Established Contributor

Re: Bank of America Signature Visa Rewards Card. How long until i get it?


@Jonbuck06 wrote:

@FloridaState12 - ?


Edited...sorry, for some reason it posted blank.

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Message 27 of 40
ADARPegasus
Established Contributor

Re: Bank of America Signature Visa Rewards Card. How long until i get it?

yeah i applied for a chase card to and didnt get approved.

Transunion - 788 05/16
Experian - 745 05/16
Equifax - 740 05/16
Message 28 of 40
FloridaState12
Established Contributor

Re: Bank of America Signature Visa Rewards Card. How long until i get it?

Yeah. I'm probably going to wait until next year (probably about this time) and reapply for that and an AMEX credit card. That way I have a nice solid history and my Citi and AMEX accounts will be reporting...and I hear it's really good to have AMEX on your CR. Lenders see AMEX and think "well if AMEX trusts him, I guess we can"....and Citi is a prime bank as well. 

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Message 29 of 40
ADARPegasus
Established Contributor

Re: Bank of America Signature Visa Rewards Card. How long until i get it?

haha well i got a AMEX credit card so hopefully if thats true that will help me out alot!! so do you know what a flex spending account is?

Transunion - 788 05/16
Experian - 745 05/16
Equifax - 740 05/16
Message 30 of 40
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