Credit Card Center Advertiser Disclosure

New Visitor
Posts: 2
Registered: ‎01-20-2010
0 Kudos

Re: Bank of America at it again, big surprise.. NOT

Capital one did the same thing to me (ON BLACK FRIDAY) They called to tell me about the lower limit as my husband was out shopping. I had to call him and tell him to use a different card.
New Member
Posts: 7
Registered: ‎01-20-2010
0 Kudos

Re: Bank of America at it again, big surprise.. NOT

HELLO EVERYONE....First time on the forum.


I must be low on the totem pole...because they have left me alone for the most part. They did raise the rate from 9% to 19.9% but I don't carry a balance.

Super Contributor
Posts: 5,759
Registered: ‎01-28-2008
0 Kudos

Re: Bank of America at it again, big surprise.. NOT

txjohn wrote:

Fortunately they have left my CL alone.  But I use the heck out of it...often nearly maxing it, but I never let the balance ride out for very long....up to 90 days maybe then PIF.



I snagged a $1000 CLI from BOA a few months back.  BOA still owes me $2k more in CLI's. 

Frequent Contributor
Posts: 449
Registered: ‎02-21-2009
0 Kudos

Re: Bank of America at it again, big surprise.. NOT

BofA has yet to CLD my account.  I paid off a VERY large balance two weeks ago.  ** fingers crossed **
TU - 737 - 02/21/09, 769 - 02/06/10, 795 - 09/08/10
EQ - 758 - 02/21/09, 783 - 02/06/10, 805 - 09/08/10
EX (PLUS) - 781 03/23/09, 787 - 02/06/10, 783 - 08/09/10
Established Member
Posts: 53
Registered: ‎03-29-2009
0 Kudos

Re: Bank of America at it again, big surprise.. NOT

We cancelled Capitol One because there's an annual fee. We weren't going to use the card any more so we didn't want to pay the fee. Because BoA cut the credit limit when we have done nothing wrong, I no longer want to give them our business. We still have two other credit cards that have very little charged on them but higher credit limits than the BOA card so we will be OK as far as our credit score.
Super Contributor
Posts: 5,747
Registered: ‎10-06-2007
0 Kudos

Re: Bank of America at it again, big surprise.. NOT

DI wrote:

beachboi21 wrote:
Bank of America has really gone downhill in terms of customer service. so glad i took my biz elsewhere. their are a million banks dying for your biz.  nobody needs to put with the crap of bofa.

The biggest problem with BOA is they have too many numbers.

No the biggest problem with BofA is that they still are in business.


The way to treat BofA or any CCC that is inclined to pratice AA is to make the PIF'ing and then journey to the sock drawer as quick as possible.

06/10/2017 FICO: EQ 781 TU 787 EX 785

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.