Is it possible the friend was sending money out to Hungary or doing anything else that would raise red flags with the lender (i.e., cash advances, rapid balance spike, etc).
I agree with what the other poster mentioned above re/ if the lender suspects money laundering and/ or is in the process of conducting regulatory compliance reviews, even if nothing wrong was actually taking place. Just trying to help you think this through.
Definitely have friend contact BoA to find out more specifics.
