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Regular Contributor
JaysonT
Posts: 165
Registered: ‎08-13-2009
0

Re: Bank of America closed my card account :(


CreditScholar wrote:
I haven't seen this personally but it wouldn't surprise me if its happening. I charge about $30 per month to my BofA CCs and my total limit with them is $23.2k. Until things in the world settle down, I'm not asking them for anything in fear of getting a CLD.

CreditScholar:

 

Based on an account review and information obtained from a credit report, we regrettably will be lowering your credit limit to $30 on your charge account ending in 1125.  Based on usage and credit worthiness, this should be sufficient.

 

Thank you,
Ima Turd
Bank of America

 

 

Okay, had to poke a little fun based on my sketchy experience with BoA.  Hey, BTW, they just cancelled my latest Royal Caribbean card (4th time I think).

Established Contributor
westo12
Posts: 584
Registered: ‎07-20-2008
0

Re: Bank of America closed my card account :(

Yeah I'd never try to apply for a new account if they wouldn't reopen an old one with a Bal. That's not that smart lol.
2014 Starting-618, current TU621 (TU 10/20) / Ending Goal score: 720 / 30 Positive TLs / 1 Negative: Unpaid $312 med CA placed 2010 / reported Install Bal/Lim: 25027/36512 | reported Revolving Bal/Lim: 11169/27232=41%util

**IN the garden until I get some auto CLI's on major accts**
Frequent Contributor
ragcajun
Posts: 374
Registered: ‎07-26-2007
0

Re: Bank of America closed my card account :(

I am so sorry that they cancelled your card!  Years ago I they hounded me with their World Points card, I finally got it with a decent credit limit. I put my hubby on the card.  For six weeks these fools kept sending the cards in his name!  It was as if they could not get it right, I called and cancelled the credit card, it was so not worth it.  I had problems with them before when I banked with them and wanted to give them a second chance.

 

My husband had the same thing happen to him.  They cancelled his card and did not inform him.  He was a huge fan of BoAM.

 

 

 

 

AMEX GOLD-No Pre-Set Limit, AMEX Blue-$25K, AMEX Clear-$25K, AMEX Optima Plat-$25K, Sam;s Club $10K, Cap One $6K, Citi Plat.-$11K, Discover More -$10K, Columbia Bank-$9K
Moderator Emeritus
webhopper
Posts: 7,225
Registered: ‎09-16-2011
0

Re: Bank of America closed my card account :(


Ron1 wrote:

Sorry to hear . BofA is  a good bank to deal with. I saw people getting their accounts closed within these months.  You haven't missed a thing. Time to move on.  They don't deserve your business.

 

 

Ron.



+1...   Horror stories abound about BofA....  Never want to do business with them in any way shape or fashion...    I would just move on if I were you, especially since they aren't budging.


Starting Score: 08/29/2011 TU 671 EQ 674
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Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Bank of America closed my card account :(


ragcajun wrote:

I am so sorry that they cancelled your card!  Years ago I they hounded me with their World Points card, I finally got it with a decent credit limit. I put my hubby on the card.  For six weeks these fools kept sending the cards in his name!  It was as if they could not get it right, I called and cancelled the credit card, it was so not worth it.  I had problems with them before when I banked with them and wanted to give them a second chance.

 

My husband had the same thing happen to him.  They cancelled his card and did not inform him.  He was a huge fan of BoAM.

 

 

 

 


Seen your siggy cards, Very nice AMEX collection!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
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Valued Contributor
Scamp
Posts: 2,791
Registered: ‎03-18-2007
0

Re: Bank of America closed my card account :(

"Clipped" aamex's post about better banks than BofA (and the replies to it) and created a new, stand-alone thread in General Credit Topics, as it was TJing this one. - Scamp, Mod

Moderator Emerita
LilMirth
Posts: 3,091
Registered: ‎08-09-2008
0

Re: Bank of America closed my card account :(

I'm breaking off this message to start a fresh topic for you.


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