Reply
Senior Contributor
youngandcreditwrthy
Posts: 6,211
Registered: ‎08-16-2012
0

Re: Bank of America is nice! :)

Nice to hear this! Congrats-wish my experience were better!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
Gunnar419
Posts: 1,158
Registered: ‎01-23-2013
0

Re: Bank of America is nice! :)

Am I the only one who finds this a little creepy? To me, having some company call me up just to say nice things would be touching, but also a waste of my time. A thank you letter, okay. But if they really mean "thank you" they should put a gift card in an envelope or offer some special reward for the next month when I log in to my account. Phone calls are a disruption and a pain in the *ss. Not to rain on your parade, linux. If you like it, you liked it. I just wouldn't.

 

New Contributor
rushx2112
Posts: 119
Registered: ‎03-12-2013
0

Re: Bank of America is nice! :)


Gunnar419 wrote:

Am I the only one who finds this a little creepy? To me, having some company call me up just to say nice things would be touching, but also a waste of my time. A thank you letter, okay. But if they really mean "thank you" they should put a gift card in an envelope or offer some special reward for the next month when I log in to my account. Phone calls are a disruption and a pain in the *ss. Not to rain on your parade, linux. If you like it, you liked it. I just wouldn't.

 


They've called me at least 10 times since I opened my card, always at a weird hour when I'm unable to answer, never leave a message

Senior Contributor
Open123
Posts: 4,155
Registered: ‎02-23-2011
0

Re: Bank of America is nice! :)


HiLine wrote:

+1

 

And don't forget that they are ranked #1 in Online Banking experience as well. :manwink:

 


Yes, far and away the best "online" banking I've ever used.  

 

Primary reason B of A have been irreplaceable for my banking needs.  There's no online banking security protocol and efficiency I trust more than B of A.  Citi/Chase is probably a very distant second, in this regard.

 

Regarding CCs - Well, they can thank me all they want and send me all the little trinkets.  If the rewards aren't competitive, none of the "niceness" matters one bit.

Regular Contributor
Joteism
Posts: 140
Registered: ‎11-14-2012
0

Re: Bank of America is nice! :)

Haha... Your girlfriend secretly withdrew money from your account. I know it shouldn't be funny, but I'm just imagining if my gf did that. And I know I too would not press charges over $500 (max on my account at one time). But I'd definitely guilt her into doing all those unmentionable things that were so off the table before.  :smileywink:

Valued Contributor
dddewdrop
Posts: 1,060
Registered: ‎02-06-2013
0

Re: Bank of America is nice! :)


Joteism wrote:

Haha... Your girlfriend secretly withdrew money from your account. I know it shouldn't be funny, but I'm just imagining if my gf did that. And I know I too would not press charges over $500 (max on my account at one time). But I'd definitely guilt her into doing all those unmentionable things that were so off the table before.  :smileywink:


     Lol,,, the other thing is BofA has stuck with me through tons and tons of bounced stuff. She lied through her teeth about it for weeks before I was able to prove it was her. I was able to match her cell phone calls to the withdrawals because I figured out exactly when she did it cause she only had a small window to leave and come back....

0/10001100/13001346/16001699/2000Prepaid ,,Recent scores:FICO EX 632,EQ 635,TU 632...Link to my Rebuild Log
New Contributor
rushx2112
Posts: 119
Registered: ‎03-12-2013
0

Re: Bank of America is nice! :)

They just called me AGAIN... actually answered this time so hopefully they'll stop, just explained the rewards stucture and asked if I had any questions.... I could have (and did) read all that off your website before I applied!

Regular Contributor
Joteism
Posts: 140
Registered: ‎11-14-2012
0

Re: Bank of America is nice! :)

Wow... I might be able to let one time go, but for someone to do that for weeks... I don't know... I think just seeing her face when I'd show her the stupid DVD (VHS?) of her withdrawing the money would have been worth enough for me to stick around. And then of course upload it on youtube. 

Blogger
HiLine
Posts: 2,879
Registered: ‎10-19-2012
0

Re: Bank of America is nice! :)


Open123 wrote:

HiLine wrote:

+1

 

And don't forget that they are ranked #1 in Online Banking experience as well. :manwink:

 


 

Regarding CCs - Well, they can thank me all they want and send me all the little trinkets.  If the rewards aren't competitive, none of the "niceness" matters one bit.


Bank of America actually has some really good cards. They just do a poor job at marketing them. Once they devote resources to marketing their credit products, their stock price will soar. :smileytongue:

 

Valued Contributor
CreditScholar
Posts: 2,300
Registered: ‎01-22-2012
0

Re: Bank of America is nice! :)


HiLine wrote:

Open123 wrote:

HiLine wrote:

+1

 

And don't forget that they are ranked #1 in Online Banking experience as well. :manwink:

 


 

Regarding CCs - Well, they can thank me all they want and send me all the little trinkets.  If the rewards aren't competitive, none of the "niceness" matters one bit.


Bank of America actually has some really good cards. They just do a poor job at marketing them. Once they devote resources to marketing their credit products, their stock price will soar. :smileytongue:

 


They have a couple of good cards, but I'd say most of them are pretty mediocre. You're right though in that they don't do a good job marketing them.

 

To echo a previous poster, their CSR may be awful but they didn't AA me when other banks probably would have. I never use my BofA cards yet they haven't CLDed me once, even during 2008-09. For me they've been quite reliable, although painful at times to deal with.

FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+