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@naptime wrote:I paid of $45K in the las 4 weeks. the ballance was carried for about 9 Months
The Monthly payments were $1,500
I have many high dollar ammount cards that I use / payoff sometimes taking several Months.
Point is it was never an issue before today.
Yeah that's going to happen at most larger banks. Large unusual payments flag security. Do you have BOA bank accounts? Did you wire in the money to pay of the CC from another bank? I only ask because something similar happened to me with Regions Bank. We were moving company funds to make a large purchase of stock and they not only closed our CCs but also closed our actual bank accounts. Amex seems to not have an issue with large payments so we use them for all company expenditures now. As far as bank accounts we moved to a local bank.
I emailed the CEO Brian Moynihan directly.
The last time I did this I heard back within a few hours.
naptime,
Sorry this happened to you. The same happened to me a few years back and I was furious about it. I got a call from BoA stating they were going to close my brand new card with them. I argued back but they would not budge. In as many words, they called me high risk. I call BS....
I doubt you will have any luck with them, but I hope you do. I'll be watching this thread.
I called the number below:
BofA: 866-618-4585 (Sr Credit Analyst) ~corymcdd88
seems to be a good number as I got a senior rep
When I tried to re open each of the cards
She told me "the terms and conditions are no longer available" the cards are not eligible to be reopened.
She said I could go ahead and re apply for new cards
Has anyone ever heard of such a thing?
@naptime wrote:I called the number below:
BofA: 866-618-4585 (Sr Credit Analyst) ~corymcdd88
seems to be a good number as I got a senior rep
When I tried to re open each of the cards
She told me "the terms and conditions are no longer available" the cards are not eligible to be reopened.
She said I could go ahead and re apply for new cards
Has anyone ever heard of such a thing?
Like I said, you wont have any luck with this. Put it behind you and move on.
BoA is evil.
I hear you
But I will at least try and get some type of satisfaction
At this point what does it hurt I already lost $60K in credit
@naptime wrote:
I hear you
But I will at least try and get some type of satisfaction
At this point what does it hurt I already lost $60K in credit
No harm in trying! That's for sure.
Maybe I came across cold in my previous post to you. If so, I'm sorry. I reflect on the same thing happening to me from BoA. I was furious with them for doing that.
$60k is a big hit.
Good luck - I'm pulling for you!
Good luck OP getting this resolved. I saw that you might be having some trouble quoting other posters, you can check out how to do it here;
http://ficoforums.myfico.com/t5/Community-Feature-FAQ-s/How-to-Quote-a-Post/td-p/2603189