I am certainly following this thread, though. Please let us know if you find out anything. BOA makes up over $88k of my revolving credit and I'm currently carrying over $40k of BTs with them with plans for more late summer, so something like this would be an absolute disaster for me.
This is why I always PIF, even if if 0% interest. I do not wish for a credit card issuer to be able to cause a disaster for me. If I never carry a balance and a credit card issuer closes my card, it is no big deal, plus I never pay them a penny in interest.
Again, after what they did to me a few years ago, I will never do business with them again.
If someone closes all my cards and ive been paying on time and doing nothing illegal and just being responsible, no way in heck would i " reapply" for more cards from said bank. NEXT
Good luck OP and of course it's worth trying to see about getting them restored.
Not sure what your limits are on Navyfed but they can be increased pretty high, same as Penfed when you app call in to negotiate a higher limit. Or even just a new NavyFed and PenFed card should restore most of that limit.
The balls on the rep to just tell you to reapply for new ones. I'm pretty sure I would have lost my sheet. Talk about a kick in the....ridiculous
I would never re apply for any BOA cards.
If the old ones can be re opened then fine.
Not at all you came across like you hate BOA
Its just crazy how they do these things.
I'll tell you what I will never do anything with BOA again
Good luck OP getting this resolved. I saw that you might be having some trouble quoting other posters, you can check out how to do it here;
that was a nice way of saying Im not posting correctly
It's about time to have cc issuers that guarantees they will it cld or close your accounts only if there is negitves
Isn't the cc made to use it and to have the option to carry a balance ?
And in return are you willing to guarantee:
1) You will never close it except in cases of proven fraud/negligence on behalf of the issuer, and more importantly
2) guaranteed minimum spend on the card each month (say $1000)
The credit line is not free for the bank. You can cancel at any time and so can they.
Durring my wedding vows I asked my ex-wife to guarantee that she would not divorce me...as long as I did nothing negative within the relationship.....
I didn't know that not buying her a ferrari was negative...........
GMoney2196 I am disappointed ... what didn't you understand about "for richer or poorer or in sickness and health ... " ?