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Bank of America just closed $63K of my credit cards

Community Leader
Super Contributor

Re: Bank of America just closed $63K of my credit cards

This is terrible! So sorry OP! Did anyone else who has BofA accounts check them when you read this? I sure did. This makes no sense to me! Again, so sorry this happened.


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 71 of 170
Established Contributor

Re: Bank of America just closed $63K of my credit cards

Just ditch Bofa and apply PenFed
It may not show yet the accounts as close on the credit report
I got in the last 10 months 44k in available credit
Message 72 of 170
New Contributor

Re: Bank of America just closed $63K of my credit cards


kugel wrote:
Just ditch Bofa and apply PenFed
It may not show yet the accounts as close on the credit report
I got in the last 10 months 44k in available credit

Im on the phone with PenFed right now

Message 73 of 170
Established Contributor

Re: Bank of America just closed $63K of my credit cards

Good luck
Message 74 of 170
Established Contributor

Re: Bank of America just closed $63K of my credit cards


naptime wrote:

kugel wrote:
Just ditch Bofa and apply PenFed
It may not show yet the accounts as close on the credit report
I got in the last 10 months 44k in available credit

Im on the phone with PenFed right now


Let us know how that call goes! 

In the wallet:
Amex PRG ~ Amex BCE ~ Discover ~ NFCU Cash Rewards Visa Signature ~ NFCU Platinum Visa ~ NFCU Line of Credit ~ Chase Amazon Prime Visa Signature ~ PenFed Cash Rewards Visa ~ PenFed Promise Visa ~ Fairwinds Credit Union Cash Rewards Visa ~ CapOne QS1 ~ Lowes Store Card

Closed on mortgage 8/9/17!! Woot!
Message 75 of 170
Frequent Contributor

Re: Bank of America just closed $63K of my credit cards

Dino.....You're so right...but I was young and foolish....lol Smiley Happy

 

Naptime....I know this is so very taxing on you right now. You feel betrayed (and I empathize with you). What we see as "loyalty" towards a specific institution creditors perceive as "the cost of doing business". We are a number....always have been...always will be. It is a crazt game that we play, and as such we ALL need to accept that credit can come and go in a matter of seconds, regardless of all the empirical data collected from us...so....

 

GIve your business to someone who wants it (with no guarantees that they will offer any type consumer loyalty). Remember what is truly important in life...and be thankful for that.

 

Gregg

In my wallet: Discover (17,500) Ritz Infinite (65,500) Total Rewards Siggy (25,000) Virgin America Siggy (30,000) Citi AAdvantage Executive WEMC (42,000) Walmart MC (25,000) Amex Platinum (NPSL) Citi Prestige WEMC (45,000) US Bank (Auto Lease)

Jun Fico TU(814) EX(793) EQ(798)
Jun Vantage (Who Cares)
Message 76 of 170
Established Contributor

Re: Bank of America just closed $63K of my credit cards

I have a feeling PenFed will give u t all back
The big balance u payed bofa posted on the credit report ?
Message 77 of 170
New Contributor

Re: Bank of America just closed $63K of my credit cards


kugel wrote:
I have a feeling PenFed will give u t all back
The big balance u payed bofa posted on the credit report ?

yes it shows on my reports 

Message 78 of 170
Valued Contributor

Re: Bank of America just closed $63K of my credit cards


GMoney2196 wrote:

Dino.....You're so right...but I was young and foolish....lol Smiley Happy

 

Naptime....I know this is so very taxing on you right now. You feel betrayed (and I empathize with you). What we see as "loyalty" towards a specific institution creditors perceive as "the cost of doing business". We are a number....always have been...always will be. It is a crazt game that we play, and as such we ALL need to accept that credit can come and go in a matter of seconds, regardless of all the empirical data collected from us...so....

 

GIve your business to someone who wants it (with no guarantees that they will offer any type consumer loyalty). Remember what is truly important in life...and be thankful for that.

 

Gregg


Very well stated!  

Ray

** Every Card has a Job, and Every Card does its Job **
Message 79 of 170
Established Contributor

Re: Bank of America just closed $63K of my credit cards

If it shows as payed u should be fine with PenFed
Keep us posted the results ,

If it goes to review u can always call and the get u the decision while u are on hold on the phone
Message 80 of 170