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Community Leader
Super Contributor
Posts: 8,911
Registered: ‎05-25-2015

Re: Bank of America just closed $63K of my credit cards

This is terrible! So sorry OP! Did anyone else who has BofA accounts check them when you read this? I sure did. This makes no sense to me! Again, so sorry this happened.


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Posts: 657
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Re: Bank of America just closed $63K of my credit cards

Just ditch Bofa and apply PenFed
It may not show yet the accounts as close on the credit report
I got in the last 10 months 44k in available credit
New Contributor
Posts: 57
Registered: ‎02-23-2010

Re: Bank of America just closed $63K of my credit cards


kugel wrote:
Just ditch Bofa and apply PenFed
It may not show yet the accounts as close on the credit report
I got in the last 10 months 44k in available credit

Im on the phone with PenFed right now

Established Contributor
Posts: 657
Registered: ‎01-24-2008
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Re: Bank of America just closed $63K of my credit cards

Good luck
Established Contributor
Posts: 527
Registered: ‎02-22-2017
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Re: Bank of America just closed $63K of my credit cards


naptime wrote:

kugel wrote:
Just ditch Bofa and apply PenFed
It may not show yet the accounts as close on the credit report
I got in the last 10 months 44k in available credit

Im on the phone with PenFed right now


Let us know how that call goes! 

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Registered: ‎07-17-2015

Re: Bank of America just closed $63K of my credit cards

Dino.....You're so right...but I was young and foolish....lol Smiley Happy

 

Naptime....I know this is so very taxing on you right now. You feel betrayed (and I empathize with you). What we see as "loyalty" towards a specific institution creditors perceive as "the cost of doing business". We are a number....always have been...always will be. It is a crazt game that we play, and as such we ALL need to accept that credit can come and go in a matter of seconds, regardless of all the empirical data collected from us...so....

 

GIve your business to someone who wants it (with no guarantees that they will offer any type consumer loyalty). Remember what is truly important in life...and be thankful for that.

 

Gregg

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Established Contributor
Posts: 657
Registered: ‎01-24-2008
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Re: Bank of America just closed $63K of my credit cards

I have a feeling PenFed will give u t all back
The big balance u payed bofa posted on the credit report ?
New Contributor
Posts: 57
Registered: ‎02-23-2010

Re: Bank of America just closed $63K of my credit cards


kugel wrote:
I have a feeling PenFed will give u t all back
The big balance u payed bofa posted on the credit report ?

yes it shows on my reports 

Valued Contributor
Posts: 2,156
Registered: ‎08-13-2007

Re: Bank of America just closed $63K of my credit cards


GMoney2196 wrote:

Dino.....You're so right...but I was young and foolish....lol Smiley Happy

 

Naptime....I know this is so very taxing on you right now. You feel betrayed (and I empathize with you). What we see as "loyalty" towards a specific institution creditors perceive as "the cost of doing business". We are a number....always have been...always will be. It is a crazt game that we play, and as such we ALL need to accept that credit can come and go in a matter of seconds, regardless of all the empirical data collected from us...so....

 

GIve your business to someone who wants it (with no guarantees that they will offer any type consumer loyalty). Remember what is truly important in life...and be thankful for that.

 

Gregg


Very well stated!  

Ray

** Every Card has a Job, and Every Card does its Job **
Established Contributor
Posts: 657
Registered: ‎01-24-2008
0 Kudos

Re: Bank of America just closed $63K of my credit cards

If it shows as payed u should be fine with PenFed
Keep us posted the results ,

If it goes to review u can always call and the get u the decision while u are on hold on the phone

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