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Regular Contributor
Posts: 126
Registered: ‎09-26-2010
0

Bank of America product change.. soft or hard pull? AAOA?

Hey guys,

 

I've had a Bank of America WorldPoints MasterCard for almost 2 years now. I am interested in doing a PC to the BankAmericard Privileges without any change in my CL.

 

Do you know if they do either a soft or hard pull for this?

 

And any idea how this will affect my AAOA?

 

Thanks in advance for any insight.

I suck at gardening Smiley Sad
Established Contributor
Posts: 554
Registered: ‎09-28-2012
0

if it just a pc , no hp.

if it just a pc , no hp. 



TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!


Blogger
Posts: 3,367
Registered: ‎10-19-2012
0

Re: Bank of America product change.. soft or hard pull? AAOA?

Never heard of a PC request resulting in a hard pull. Are there exceptions?

Valued Contributor
Posts: 1,988
Registered: ‎06-25-2012
0

Re: Bank of America product change.. soft or hard pull? AAOA?

I pcd a bofa card back in october and they didnt pull anything
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Regular Contributor
Posts: 126
Registered: ‎09-26-2010
0

Re: Bank of America product change.. soft or hard pull? AAOA?

Ok. Good to know. What about the age and history associated with your original account. Did that carry over with the product change?
I suck at gardening Smiley Sad
Valued Contributor
Posts: 1,988
Registered: ‎06-25-2012
0

Re: Bank of America product change.. soft or hard pull? AAOA?

Yup. The new card even came with the same member since date on it.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Regular Contributor
Posts: 126
Registered: ‎09-26-2010
0

Re: Bank of America product change.. soft or hard pull? AAOA?

[ Edited ]

Fantastic! How wonderful.

I suck at gardening Smiley Sad
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Established Contributor
Posts: 655
Registered: ‎12-12-2012
0

Re: Bank of America product change.. soft or hard pull? AAOA?

I tried to transfer limits between cards and pc they did a hard pull.  The hard pull was only for the limit changes between cards.

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Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

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