Heres my two cents on the situation. No one knows what is going on at BOA for the secured card. Funny story, about 11 months into my secured card with them I called the EO office, (actually recorded the call) and the lady said that and i quote, "i should let her pull my credit now because boa will pull it automatically at 12 months." My response was your incorrect she then began to argue with me. So I waited the extra month gave it even actually a couple weeks to see if i would get a hp nothing happened. So i call the eo back speak to the same lady and she was basically speechless when i told her my credit was not pulled and kept on insisting that boa pull my credit. Heres the thing i dont really care about the HP that much its just the fact that the sallie mae card is 1 million times better than the boa 123 card. And if you think you can get approved to unsecure the boa you can almost definitely get the sallie mae card. I loved the boa when i was rebuilding it is a great card for that but its not worth two HP if you ask me when sallie mae is just that much better. Hope this helps.
AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000
Last app July 22nd 2015- No apps for two years.
