05-09-2013 02:20 PM
Yah to be honest with you OP, I'm thinking that probably didn't make a very good impression on them. It's quite possible they will not give you another chance to submit a deposit after a NSF. They may see that as a potential scare of what may happen with future payments.
But I would suggest you call one of the backdoor numbers listed in the sticky thread and speak to someone and explain exactly what happened and plead your case. You may still have a chance to complete the process. I wish you the best of luck!!!
05-09-2013 05:58 PM
05-09-2013 06:05 PM
the overdraft happened to me...i applied by mailing in the app and when i was approved they just attempted to draft the deposit of $99..i called them when the funds were actually there and they took it...no problems were caused at all...welcome and good luck!!!
Just explain what happened, it's a big deal and they'll still happily take your deposit in this instance. Given the size of BOFA and their secured credit card product, it's nowhere close to the first and will be nowhere close to the last time something like this happens.
05-09-2013 07:42 PM
Awesome, thanks for the piece of mind guys
good luck and treat the card right and they will be very generous with you. Try to use the card heavily and PIF (if you can). You may have a chance for an early graduation on the card. A few of us here did including myself.
05-10-2013 11:45 AM
Not sure I was reading their information, I think they mean additional deposits are to be in 100.00 increments,
meaning you can't just drop, say an extra 40 or 50 bucks on them, at any rate I think you're fine
05-10-2013 03:37 PM
Called today, they're re-pullin my deposit..., SUCCESS
Awesome!!!!!!!!!!! Congrats, that is so great!
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.