Definitely Good Luck to you!! BofA might not be for everybody, but BofA has been fair to me.
jamie123 wrote:Congradulations!
Thanks for returning to this thread and giving us an update. So many of these threads leave us hanging as to how everything worked out for the poster.
I just received my BoA secured card this past May. Wish me luck!
Starting Score: EQ 681 5/2011, EX 656 6/2011 (PSECU), TU98 642 6/2011
-Cain- wrote:
LMBO, the post that started it all for me, haha! To update, my secured BofA Plat Plus graduated three weeks early. CL was doubled to $1k. I also PC'd the card to Cash Rewards. AF of $39 remained, was charged in May. I had a conversation with BofA and got my AF returned AND permanently removed! Thanks BofA!
Interesting, pretty much everyone else's experience has been that the AF stuck forever. When did you request it returned / taken zeroed out, and what approach did you use to obtain it?
It's obvious that BOFA has changed some of their policies lately (see all the 1-2-3 rewards on secured cards thread) but this one I'm really surprised by given BOFA's usual business practices.
Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)Current Score: EQ 660, Wally TU 697, EX unknown (05/13/13)
Goal Score: 680 in all three (01/01/14)
Take the FICO Fitness Challenge
Called earlier this week, CSR told me she'd reverse it and put in a request to have it permanently removed. Adjustment posted midnight that same night, I checked the fees associated with my card before and after and it changed from $39 to $0. I told myself I'd work on getting it removed when it graduated and surprisingly it worked on my first try. I felt better about my chances as I read another poster also had success in getting it removed. I don't remember who it was or what thread I read it in however. I don't know everyone would have the same luck, but you'll never know unless you try. I'm glad I did.
Revelate wrote:
-Cain- wrote:
LMBO, the post that started it all for me, haha! To update, my secured BofA Plat Plus graduated three weeks early. CL was doubled to $1k. I also PC'd the card to Cash Rewards. AF of $39 remained, was charged in May. I had a conversation with BofA and got my AF returned AND permanently removed! Thanks BofA!Interesting, pretty much everyone else's experience has been that the AF stuck forever. When did you request it returned / taken zeroed out, and what approach did you use to obtain it?
It's obvious that BOFA has changed some of their policies lately (see all the 1-2-3 rewards on secured cards thread) but this one I'm really surprised by given BOFA's usual business practices.
-Cain- wrote:
Called earlier this week, CSR told me she'd reverse it and put in a request to have it permanently removed. Adjustment posted midnight that same night, I checked the fees associated with my card before and after and it changed from $39 to $0. I told myself I'd work on getting it removed when it graduated and surprisingly it worked on my first try. I felt better about my chances as I read another poster also had success in getting it removed. I don't remember who it was or what thread I read it in however. I don't know everyone would have the same luck, but you'll never know unless you try. I'm glad I did.
Neat. Thanks bud, will have to see about that myself post-graduation.
Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)Current Score: EQ 660, Wally TU 697, EX unknown (05/13/13)
Goal Score: 680 in all three (01/01/14)
Take the FICO Fitness Challenge
Glad to hear a success story for an annual fee waiving request!
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-Taking a break from the forums from 4/23/2013
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