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Bank of America statement cycle

New Contributor

Bank of America statement cycle

Does anybody knows, when BoA statement cycle ends? Or is it different on different customers? Also if I have a credit card with but never use it, does it still report to credit bearu?

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Current Score: 694
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4 REPLIES
Mega Contributor

Re: Bank of America statement cycle


brooklinier wrote:
Does anybody knows, when BoA statement cycle ends? Or is it different on different customers? Also if I have a credit card with but never use it, does it still report to credit bearu?

Yes it will still report, and you would have to call CS to find out your statement closing dat.




EQ FICO 548 3/3/16
Valued Contributor

Re: Bank of America statement cycle

If you have online acces to your account, it will say your closing date there. It should also say it on your bill if you receive paper statements. You can also call CS and they will be able to tell you.

Starting Score: EQ 681 5/2011, EX 656 6/2011 (PSECU), TU98 642 6/2011
Current Score: EQ 741 12/2011, EX 730 08/15 (PSECU), TU08 710 08/15
Goal Score: 725+ across the board


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Moderator Emerita

Re: Bank of America statement cycle


brooklinier wrote:
Does anybody knows, when BoA statement cycle ends? Or is it different on different customers? Also if I have a credit card with but never use it, does it still report to credit bearu?

It's different for every customer.

 

Look at any of your online or mailed statements, and you'll see the statement date. That's when they update to the bureaus. The amount that is due on the statement is the balance that they report.

 

Yes, it still reports every month, but it would be wise to blow the dust off of it and use it occasionally for a pack of gum or something, to keep the lender from closing it down.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Mega Contributor

Re: Bank of America statement cycle


haulingthescoreup wrote:

brooklinier wrote:
Does anybody knows, when BoA statement cycle ends? Or is it different on different customers? Also if I have a credit card with but never use it, does it still report to credit bearu?

It's different for every customer.

 

Look at any of your online or mailed statements, and you'll see the statement date. That's when they update to the bureaus. The amount that is due on the statement is the balance that they report.

 

Yes, it still reports every month, but it would be wise to blow the dust off of it and use it occasionally for a pack of gum or something, to keep the lender from closing it down.



+1

 

Get a CMS and have it reaccur charge the card!




EQ FICO 548 3/3/16