Reply
Regular Contributor
Cheezy
Posts: 169
Registered: ‎02-29-2008

Bank of America taking over my Juniper Acct. Anyone else get this letter?

I got a letter stating BofA (via FIA) is taking over my Juniper acct.  This MIGHT explain why my 10K account (with zero balance) was suddenly dropped to 1K a few months ago?

Anyway, the APR quoted in the letter is an outrageous 18%.  I have been with Juniper long enough I don't want to close.
 
It's kind of a bummer as I have had numerous offers from BofA with lower interest rates and was setting up to move my (hideous) amex balance over soon.  Now I'm there by default without any BT offer.
 
Should I use this new card and PIF to establish good cred with BofA?  How is FIA with CLI's and stuff?

 
We gave up the fight and filed BK in 2010. :smileysad:
Super Contributor
MidnightVoice
Posts: 8,158
Registered: ‎03-25-2007

Re: Bank of America taking over my Juniper Acct. Anyone else get this letter?

What Juniper card is this?
 
And what was the APR before?
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Regular Contributor
Cheezy
Posts: 169
Registered: ‎02-29-2008

Re: Bank of America taking over my Juniper Acct. Anyone else get this letter?

This was an original Juniper card from long before they were Barclay.  The Juniper APR was 14.9 (not great I know).  Ever since Barclay took over the card I had poor customer service.  Juni loved me, they CLI'd me a lot and were very lovely on the tele.  Soon as it was Barclay I stopped enjoying this card.
 
 
We gave up the fight and filed BK in 2010. :smileysad:
Mega Contributor
Creditaddict
Posts: 18,818
Registered: ‎10-23-2007

Re: Bank of America taking over my Juniper Acct. Anyone else get this letter?

When BofA takes over accounts from previous issuers it's suppose to come with the same terms. I would wait until you receive the card to see what the interest rate is, we got that letter before the cards and it stated 18% but we had a BT for life on 3.9, when the card came we still had it.
BofA took over our 5/3 card.
Fico Scores: EQ 639 Navy, TU 665 GE, EX 677 Prosper (07-09-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Buckle $250
Over 30 Cards in between :smileytongue:

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+