So my BK will be discharged in a few more days, I had my girlfriend add me on to her BofA Cash Rewards card to make my reports look a little better, but I noticed by pulling my USAA dailys that every single day BofA updated the UTIL to the CB's. This is just absolutely driving me nuts. Anyone else notice this? It seems basically everytime we make a purchase we are going to have to pay it off as soon as it posts, just to show low UTIL.
@simi_go wrote:So my BK will be discharged in a few more days, I had my girlfriend add me on to her BofA Cash Rewards card to make my reports look a little better, but I noticed by pulling my USAA dailys that every single day BofA updated the UTIL to the CB's. This is just absolutely driving me nuts. Anyone else notice this? It seems basically everytime we make a purchase we are going to have to pay it off as soon as it posts, just to show low UTIL.
This is possible since your bankruptcy is so recent. I'm surprised they allowed you to be added, honestly. I had one of my AU's kicked off because there credit wasn't high enough -- this was a different lender though.
@KennyRS wrote:
@simi_go wrote:So my BK will be discharged in a few more days, I had my girlfriend add me on to her BofA Cash Rewards card to make my reports look a little better, but I noticed by pulling my USAA dailys that every single day BofA updated the UTIL to the CB's. This is just absolutely driving me nuts. Anyone else notice this? It seems basically everytime we make a purchase we are going to have to pay it off as soon as it posts, just to show low UTIL.
This is possible since your bankruptcy is so recent. I'm surprised they allowed you to be added, honestly. I had one of my AU's kicked off because there credit wasn't high enough -- this was a different lender though.
Looking through her reports as well thought I see that this has been happening since she opened the card. Oh well we are just gonna sock drawer it until I get in with a couple of cards.
@simi_go wrote:
@KennyRS wrote:
@simi_go wrote:So my BK will be discharged in a few more days, I had my girlfriend add me on to her BofA Cash Rewards card to make my reports look a little better, but I noticed by pulling my USAA dailys that every single day BofA updated the UTIL to the CB's. This is just absolutely driving me nuts. Anyone else notice this? It seems basically everytime we make a purchase we are going to have to pay it off as soon as it posts, just to show low UTIL.
This is possible since your bankruptcy is so recent. I'm surprised they allowed you to be added, honestly. I had one of my AU's kicked off because there credit wasn't high enough -- this was a different lender though.
Looking through her reports as well thought I see that this has been happening since she opened the card. Oh well we are just gonna sock drawer it until I get in with a couple of cards.
Well there ya go, that explains it. Just a new-ish account I guess and maybe they haven't decided they know her spending patterns yet.
I've never heard of an update daily. BoA will update anytime there is an account change, though. AU added, change of address, change of credit limit, upgraded account, fraud alert, etc... will all cause a reporting update.
EX:694 TU:744 EQ:777
@KennyRS wrote:
@simi_go wrote:
@KennyRS wrote:
@simi_go wrote:So my BK will be discharged in a few more days, I had my girlfriend add me on to her BofA Cash Rewards card to make my reports look a little better, but I noticed by pulling my USAA dailys that every single day BofA updated the UTIL to the CB's. This is just absolutely driving me nuts. Anyone else notice this? It seems basically everytime we make a purchase we are going to have to pay it off as soon as it posts, just to show low UTIL.
This is possible since your bankruptcy is so recent. I'm surprised they allowed you to be added, honestly. I had one of my AU's kicked off because there credit wasn't high enough -- this was a different lender though.
Looking through her reports as well thought I see that this has been happening since she opened the card. Oh well we are just gonna sock drawer it until I get in with a couple of cards.
Well there ya go, that explains it. Just a new-ish account I guess and maybe they haven't decided they know her spending patterns yet.
She has had the card for a year now. I would think that that would be long enough.
@DaveSignal wrote:I've never heard of an update daily. BoA will update anytime there is an account change, though. AU added, change of address, change of credit limit, upgraded account, fraud alert, etc... will all cause a reporting update.
We have had 3 updates in the last 5 days. I was up on as an AU about 2 weeks ago.