Credit Cards

[AvaMommy]

Community

What exactly is a Bank of America 123 card? I have a BofA Americard Visa and Mastercard and was thinking of PC'ing it later?

[Jlu]

It's their cash-back rewards program.

Structured:

3% Gas

2% Groceries

1% Everything

[AvaMommy]

How do you know you have that reward ( not so seem like an airhead)

Should I chat with online help?

[CS800]

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AvaMommy wrote:

How do you know you have that reward ( not so seem like an airhead)

Should I chat with online help?

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If you're talking about this card, here's the link:

https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card.go?cid=2083809&po=B9

[AvaMommy]

Thank you...usually how long should you wait for a PC

[CS800]

At least 12 months wait for PC. So on your 13th month, it would be safe to PC.

[AvaMommy]

Great...thanks everyone for the info

[AvaMommy]

BTW, which product is the best that Bof A offers?

[CS800]

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AvaMommy wrote:

BTW, which product is the best that Bof A offers?

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It depends what you're trying to get in terms of rewards. Cash or Points

The best thing to do is to click on this link: https://www.bankofamerica.com/credit-cards/overview.go

And select the category you want i.e. cashback, points etc ...

That would be a good starting point.

[altayar]

I PC'd mine only three months after getting my old card.

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AvaMommy wrote:

Thank you...usually how long should you wait for a PC

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