Bank of America

[Anonymous]

I was just approved for the bank of america power rewards visa signature card with a 20000 limit the apr is kinda high how can i lower it?

[Creditaddict]

What is it?

[Anonymous]

I recall the lady saying 20.99% 0% for 12 months this is my highest apr

[Creditaddict]

Worry about it in a year. build the relationship with them.

[Anonymous]

ok, i still cant beleive it my tu fico score is 791

[TheCreditKid]

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@Anonymous wrote:

I recall the lady saying 20.99% 0% for 12 months this is my highest apr

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I too was approved with 20.99% apr. I called back 6 months later for CLI and BofA automatically lowered it to 11.99% without having to ask.

Just ask them 6 months later or when the special promotion expire.

[scottwagnon]

i was pre approved for cash rewards at 12.99% apr, accepted offer immeadiately, approved, 5k. and my score is quite a bit lower than yours. so i think you have to be pre selected to get their better offers. i bet i would have gotten the same apr had i chosen to apply outside of the pre app.