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paid my balance in full with boa a month ago got a cld from 51000.00 to 15000.00 when i called to ask why, they gave me another cld to 6700.00
had the card since 1982 never late in 28 years, fico was 775 and 746 will not be seeking any cli from any cards right now ,fico fell 40 points
due to boa actions
@Anonymous wrote:paid my balance in full with boa a month ago got a cld from 51000.00 to 15000.00 when i called to ask why, they gave me another cld to 6700.00
had the card since 1982 never late in 28 years, fico was 775 and 746 will not be seeking any cli from any cards right now ,fico fell 40 points
due to boa actions
BOA perhaps thinks you are overextended. Are you carrying big balance on other cards? You mentioned a 40 points decrease,so I'm thinking your utilization increased due to the big CLD with BOA.