Reply
New Contributor
tatterz
Posts: 121
Registered: ‎02-26-2013
0

BankAmericard: BBR Denied. Recon FAILED

Whatever bro, I don't need your card anyways. Officially time to garden the sheez out of my other 3 recently acquired amazing cards.

 

My mom is making me co-borrow on a house for her because her credit is turdy. In return, she's giving me "interest-free loans" for college. In 6 months she'll either have the house paid off or have it refinanced, so hopefully all of that will look good on my report.

 

NO MORE HPs for a while! Well, unless I want a Barclay CLI ;P

TU: 730 (Lender Pull) ; EQ: 738 (MyFico)
Age:21
Barclay's Sallie Mae 5% Mastercard $1k(4/2013)- My main beach
Chase Freedom $3k (3/2013) - My side beach
Amex BCE $6k (3/2013) - When I feel like a boss
Crapital One Platinum $750 (2/2010) - When I feel like a n00b
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: BankAmericard: BBR Denied. Recon FAILED


tatterz wrote:

Whatever bro, I don't need your card anyways. Officially time to garden the sheez out of my other 3 recently acquired amazing cards.

 

My mom is making me co-borrow on a house for her because her credit is turdy. In return, she's giving me "interest-free loans" for college. In 6 months she'll either have the house paid off or have it refinanced, so hopefully all of that will look good on my report.

 

NO MORE HPs for a while! Well, unless I want a Barclay CLI ;P


Sorry to hear :smileysad:

 

Did they give you any denial reasons??




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
New Contributor
tatterz
Posts: 121
Registered: ‎02-26-2013
0

Re: BankAmericard: BBR Denied. Recon FAILED

[ Edited ]

They said I already have too many new accounts (3 cards opened within the last few months) and they would like to see how I handle them first. Plus, I have about 11 or 12 inquiries total, mostly from car shopping :/

TU: 730 (Lender Pull) ; EQ: 738 (MyFico)
Age:21
Barclay's Sallie Mae 5% Mastercard $1k(4/2013)- My main beach
Chase Freedom $3k (3/2013) - My side beach
Amex BCE $6k (3/2013) - When I feel like a boss
Crapital One Platinum $750 (2/2010) - When I feel like a n00b
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: BankAmericard: BBR Denied. Recon FAILED


tatterz wrote:

They said I already have too many new accounts (3 cards opened within the last few months) and they would like to see how I handle them first. Plus, I have about 11 or 12 inquiries total, mostly from car shopping :/


Probably best if you give it a year in the Garden then come back to it if you still want it!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}