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New Contributor
Posts: 121
Registered: ‎02-26-2013
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BankAmericard: BBR Denied. Recon FAILED

Whatever bro, I don't need your card anyways. Officially time to garden the sheez out of my other 3 recently acquired amazing cards.

 

My mom is making me co-borrow on a house for her because her credit is turdy. In return, she's giving me "interest-free loans" for college. In 6 months she'll either have the house paid off or have it refinanced, so hopefully all of that will look good on my report.

 

NO MORE HPs for a while! Well, unless I want a Barclay CLI ;P

TU: 730 (Lender Pull) ; EQ: 738 (MyFico)
Age:21
Barclay's Sallie Mae 5% Mastercard $1k(4/2013)- My main beach
Chase Freedom $3k (3/2013) - My side beach
Amex BCE $6k (3/2013) - When I feel like a boss
Crapital One Platinum $750 (2/2010) - When I feel like a n00b
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: BankAmericard: BBR Denied. Recon FAILED


tatterz wrote:

Whatever bro, I don't need your card anyways. Officially time to garden the sheez out of my other 3 recently acquired amazing cards.

 

My mom is making me co-borrow on a house for her because her credit is turdy. In return, she's giving me "interest-free loans" for college. In 6 months she'll either have the house paid off or have it refinanced, so hopefully all of that will look good on my report.

 

NO MORE HPs for a while! Well, unless I want a Barclay CLI ;P


Sorry to hear Smiley Sad

 

Did they give you any denial reasons??




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
New Contributor
Posts: 121
Registered: ‎02-26-2013
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Re: BankAmericard: BBR Denied. Recon FAILED

[ Edited ]

They said I already have too many new accounts (3 cards opened within the last few months) and they would like to see how I handle them first. Plus, I have about 11 or 12 inquiries total, mostly from car shopping :/

TU: 730 (Lender Pull) ; EQ: 738 (MyFico)
Age:21
Barclay's Sallie Mae 5% Mastercard $1k(4/2013)- My main beach
Chase Freedom $3k (3/2013) - My side beach
Amex BCE $6k (3/2013) - When I feel like a boss
Crapital One Platinum $750 (2/2010) - When I feel like a n00b
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: BankAmericard: BBR Denied. Recon FAILED


tatterz wrote:

They said I already have too many new accounts (3 cards opened within the last few months) and they would like to see how I handle them first. Plus, I have about 11 or 12 inquiries total, mostly from car shopping :/


Probably best if you give it a year in the Garden then come back to it if you still want it!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
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