Just FYI, Chase actually had 5% on gas for 6 months this year. Unfortunately, it looks like Discover and Chase will overlap for their next gas quarter.
@HiLine wrote:
@PSouz wrote:
@bs6054 wrote:With your BCE, you are already getting 2% back on gas right? And the Freedom is sometimes 5% off gas as well, right?
If gas is a very big expense, the long term solution is to garden for as long as it takes, and get a Penfed card to get 5% off all gas. That might not fit your plans though.
yeah, youre right, I do already get 2% back and sometimes 5%, I think I was also just looking for a reason to justify it so I would get the 100 dollars cash back haha, thanks for the information, I will look into the Penfed card
100 dollars bonus is quite modest in today's environment, if bonuses are what you're looking for. The BofA card gives you 3.3% back on gas if you have a BofA banking account, but that' obviously lower than PenFed's 5%. PenFed is very picky though.
It's nice that the Freedom and the It offer 5% cashback on gas in some quarters this year, but there is no guarantee they will include these categories next year.
A few months ago I saw some cards with no AF and sign up bonuses higher than 100, but I do not know of any right now
@PSouz wrote:why do more people not have the priceline card, that seems pretty great? and no AF
Barclays is very new-account and recent-inquiry sensitive. This particular card doesn't offer any bonus, I believe. Those are two main reasons.
@Open123 wrote:
@PSouz wrote:why do more people not have the priceline card, that seems pretty great? and no AF
Only reason I can think of is they're unaware of it. In lieu of a sign-up bonus, for a person who's only interested in cash rewards, there is no better card to have for general (non 5% category) spending.
yeah, seems sweet, I will probably apply for one in a year.
@b_seeker wrote:Just FYI, Chase actually had 5% on gas for 6 months this year. Unfortunately, it looks like Discover and Chase will overlap for their next gas quarter.
Thanks, do you know if Citi Dividend normally has a quarter with gas?
@HiLine wrote:
@PSouz wrote:why do more people not have the priceline card, that seems pretty great? and no AF
Barclays is very new-account and recent-inquiry sensitive. This particular card doesn't offer any bonus, I believe. Those are two main reasons.
AMEX FR and Barclays being recent inquiry sensitive makes my it easier for me not to apply for it for another year or so
@PSouz wrote:
@Open123 wrote:
@PSouz wrote:why do more people not have the priceline card, that seems pretty great? and no AF
Only reason I can think of is they're unaware of it. In lieu of a sign-up bonus, for a person who's only interested in cash rewards, there is no better card to have for general (non 5% category) spending.
yeah, seems sweet, I will probably apply for one in a year.
At your level of spending I think it will take years to make up for the lack of a sign-up bonus from this card. I would rather aim for cards with sign-up bonuses instead....
@HiLine wrote:
@PSouz wrote:
@Open123 wrote:
@PSouz wrote:why do more people not have the priceline card, that seems pretty great? and no AF
Only reason I can think of is they're unaware of it. In lieu of a sign-up bonus, for a person who's only interested in cash rewards, there is no better card to have for general (non 5% category) spending.
yeah, seems sweet, I will probably apply for one in a year.
At your level of spending I think it will take years to make up for the lack of a sign-up bonus from this card. I would rather aim for cards with sign-up bonuses instead....
You're probably right, but who knows maybe in a year they will have a sign up bonus, but I'm glad you pointed that out to me, means my choice of the Cap1 Cash rewards card was better for me than this card, I was second guessing my decision for a second.
@PSouz wrote:
@b_seeker wrote:Just FYI, Chase actually had 5% on gas for 6 months this year. Unfortunately, it looks like Discover and Chase will overlap for their next gas quarter.
Thanks, do you know if Citi Dividend normally has a quarter with gas?
I don't have the card so I'm not sure. So far, they have not this year, but they don't announce the entire year's catergories like Chase does. I'm actually assuming IT's quarter 3 includes gas as well just by clues the broad description shows. Chase has/had gas in Q1 and Q3.
@b_seeker wrote:
@PSouz wrote:
@b_seeker wrote:Just FYI, Chase actually had 5% on gas for 6 months this year. Unfortunately, it looks like Discover and Chase will overlap for their next gas quarter.
Thanks, do you know if Citi Dividend normally has a quarter with gas?
I don't have the card so I'm not sure. So far, they have not this year, but they don't announce the entire year's catergories like Chase does. I'm actually assuming IT's quarter 3 includes gas as well just by clues the broad description shows. Chase has/had gas in Q1 and Q3.
yeah I read something about a gas pump being in the picture as a clue, probably safe to say it will be gas
maybe next year, Chase will do 2 quarters again, Citi will do one, and Discover will do another, unrealistic, but that would be nice!