Credit Cards Center Credit cards from our partners
New Member
Posts: 6
Registered: ‎12-17-2012

BankAmericard Cash Rewards Platinum Plus Visa convert to Power Rewards?



I applied for the Cash Rewards card on Friday and was approved for $500 however I'd rather accumulate points instead of cash back. I haven't gotten the card yet but am I able to call BOA and ask them to convert it over? Will it be another hp?



Posts: 3,362
Registered: ‎10-19-2012

Re: BankAmericard Cash Rewards Platinum Plus Visa convert to Power Rewards?

[ Edited ]

Product change requests do not result in hard pulls.



Regular Contributor
Posts: 235
Registered: ‎02-14-2010

Re: BankAmericard Cash Rewards Platinum Plus Visa convert to Power Rewards?

I just got done talking to my credit union about this.  I have a visa classic from them with a 2.5k CL.  I had opened this up when I started improving my Fico's.  Now my other credit cards CL dwarf this one.  


A PC resulted in a soft pull from EX.  I asked that since my other credit cards have a CL of 5k and above if it was not possible to increase my CL on this card to 5k.  The CSR told me that this would involve a hard pull.  I respectfully declined because I only have two inquiries on my EX report (Chase) one of which should fall off in February 2013. 


BTW it took two inquiries to increase my Chase Freedom to a 5k CL- the first was denied.

TU Fico 736 EQ Fico 730 (December 2012)

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.