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I was able to successfully do change my Signature Visa with a $10,000.00 limit into a Platinum Plus Mastercard. Same cash rewards program (kept my cash reward), same APR, same credit limit -- except, the limit will now report on my credit reports.
Took BofA approximately 2-weeks to initiate the transfer once I made the request; should have the new card within 7-10 days.
Did they pulled your credit report, i guess they shud not..
They dont have a World Mastercard?
@Pardeep wrote:Did they pulled your credit report, i guess they shud not..
Nope, no pull for this.
@Anonymous wrote:They dont have a World Mastercard?
They do, but I wanted the limit to report on my credit files, so I chose the Platinum Plus Mastercard.
Generally speaking, when someone PC's, or product changes their card just to a different card, there is no hard pull done. As for the World Mastercard, I believe it acts the same as the Visa Signature, which is NPSL.
You are too in love with limit reporting. There is nothing wrong with not reporting a limit.
Visa Signature to Platinum MasterCard is a big downgrade. You are losing extended warranty protection (MC has the worst warranty vs Platinum Visa), travel perks, etc.
@trumpet-205 wrote:You are too in love with limit reporting. There is nothing wrong with not reporting a limit.
Visa Signature to Platinum MasterCard is a big downgrade. You are losing extended warranty protection (MC has the worst warranty vs Platinum Visa), travel perks, etc.
True, if my goal was to have the Signature perks, but I am not interested. My Amex Premier Rewards card will suffice if I need additional purchase protection.
@trumpet-205 wrote:You are too in love with limit reporting. There is nothing wrong with not reporting a limit.
Visa Signature to Platinum MasterCard is a big downgrade. You are losing extended warranty protection (MC has the worst warranty vs Platinum Visa), travel perks, etc.
+1,000
You sure it wasn't reporting limits? Many visa sig reporting limits now