@UncleB wrote:
@Anonymous wrote:
They might redeem it to your BBR because it is potentially cheaper for them in the long run. You miss one month in a quarter of having a statement with a balance and that is $25-30 they save. Nice thing about the BBR is that as long as I dont put over $3300 on it over the year, i get more than 3% back. I think i just convinced myself to get one. Lol.Actually it's even simpler than that... there's an Amerideals-specific preferences tab where you can tell them which account you want credited.
In my case it defaulted to credit my first BBR (the one carrying the BT) so there's no need to update it, but it's nice to know the option is there.
Ironically, they allow you this level of 'choice' online for Amerideals yet you can't change a due date without calling in.
You have to call in for an APR reduction too. I told the CSR yesterday that I prefer the chat function because it makes tasks simpler. When I first became a BoA client, I didn't notice all the upselling they do. Now it gets on my nerves. 
I have very few complaints about BoA but this is one of them and having to call in to check for better BT offers. I like having the information available online to review.
Sorry OP for going off topic.
I'm going to go out on a limb and say the deals available are based on an individual's swipes. I have the CR which my HH uses for the majority of our grocery spend so it gets swiped a lot. In the beginning I got deals for local grocery stores. Once I started using them, they increased my deals to include local restaurants and hotels. As I began to utilize more and more deals, my offers expanded into other areas like travel, telecommunications, and home security.
I'm not saying anyone should start swiping their cards to get more deals because we don't. Our deals are based on our normal spending habits. I know there are other cards which offer higher cash back opportunities, and when I shop at a supermarket it gets used. Even though I 
earning cash back, I saving money more.
@Anonymous wrote:
No problem Beautifulblaquepearl. It is useful to know other things about BoA as I don't bank or have a relationship with them. I am the same in liking never really calling in to get something done or to make a request.
@beautifulblaquepearl wrote:I'm going to go out on a limb and say the deals available are based on an individual's swipes. I have the CR which my HH uses for the majority of our grocery spend so it gets swiped a lot. In the beginning I got deals for local grocery stores. Once I started using them, they increased my deals to include local restaurants and hotels. As I began to utilize more and more deals, my offers expanded into other areas like travel, telecommunications, and home security.
I'm not saying anyone should start swiping their cards to get more deals because we don't. Our deals are based on our normal spending habits. I know there are other cards which offer higher cash back opportunities, and when I shop at a supermarket it gets used. Even though I
I wish mine were based on swipes. I've used my BoA Alaska extensively for international travel and local dining out, plus some grocery, and the only BankAmerideals I seem to get are for things like automated car washes, coffee (which I don't drink), home security systems (not needed), and auto parts stores. Weird.