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Contributor
TravisD
Posts: 94
Registered: ‎01-02-2013

Banks that pull TU exclusively?

My TU score/report is a lot better than EX and EQ so I was curious which banks almost exclusively pull TU? I know of Barclay's and Walmart, just curious what else is out there for options. Thanks!
........???................659 (FICO)................659 (TU08) ........
Member
The_Gardener
Posts: 36
Registered: ‎08-14-2012

Re: Banks that pull TU exclusively?

[ Edited ]

EDIT: didnt read the whole post.

perhaps diiscover YmMV. Gemb too perhaps

In my wallet, Discover More, BOA 1 2 3. AMEX PRG (au)

EX-722(AMEX DENIAL)
EQ-692
CK-734
CS-703
Valued Contributor
Repo-ed
Posts: 2,953
Registered: ‎02-09-2012

Re: Banks that pull TU exclusively?

I thought many GE backed cards, do?

Valued Contributor
j_casteel
Posts: 1,700
Registered: ‎06-21-2012

Re: Banks that pull TU exclusively?


TravisD wrote:
My TU score/report is a lot better than EX and EQ so I was curious which banks almost exclusively pull TU? I know of Barclay's and Walmart, just curious what else is out there for options. Thanks!

i'm gonna be "that guy" for a moment:

 

This question is asked nearly every week if not more often. I suggest using the search function to your advantage. 

 

However, to answer your question. GE pulls nearly exclusively TU as well as Barclays. As for others, its all YMMV to what bureau they pull as well as where you are located. 

 

Good luck!

| Walmart $5k | Amazon $5k | NFCU $19.5k | NavChek $15k | Lowes $15k | BoA WMC $8.1k | Freedom $3k | Discover $4k | CSP $5k |
Starting Score: EQ:571 EX:??? TU:597
Current Score: EQ:686 EX:706 TU:698
Goal Score: 700
across the board
Frequent Contributor
newportguy
Posts: 351
Registered: ‎11-11-2012

Re: Banks that pull TU exclusively?


The_Gardener wrote:

EDIT: didnt read the whole post.

perhaps diiscover YmMV. Gemb too perhaps



I just apped for Discover on Jan 3rd they pulled EQ


Current Score: myFico EQ - 794 ( 11/ 29/2012 ) amexFico EX - 787 (10/15/2012) myFico TU - 780 (11/29/2012) Credit Sesame - 809 (02/04/2013) Goal Score * 800 Club *
****** Garden Club Member -- Last HP Jan 3rd 2013 *******
*** Amex - BCP 10 K * PenFed - CR 5 K * Amex - GDSM 5 K *
Discover - IT 5 K ***** NO MORE APPS FOR ME IN 2013 *****
Valued Contributor
daybreakgonesXe
Posts: 1,695
Registered: ‎11-17-2012

Re: Banks that pull TU exclusively?


newportguy wrote:

The_Gardener wrote:

EDIT: didnt read the whole post.

perhaps diiscover YmMV. Gemb too perhaps



I just apped for Discover on Jan 3rd they pulled EQ


I guess Discover seems to pull depending on location...when my brother applied for the Open Road, they pulled TU for him! We're in NJ

Capital One Quicksilver World Mastercard $10k | JCPenney Platinum $7.5k | Shell Drive for Five $800 | Chase Freedom Visa Signature $9.8k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $25k | Discover IT $9.5k

EQ FICO 709 TU FICO 746 Credit Karma (TU) 780 Transrisk 816/990 Credit Sesame (EX) 762 Credit.com (EX) 763 VantageScore 3.0 733
Frequent Contributor
newportguy
Posts: 351
Registered: ‎11-11-2012

Re: Banks that pull TU exclusively?


daybreakgonesXe wrote:

newportguy wrote:

The_Gardener wrote:

EDIT: didnt read the whole post.

perhaps diiscover YmMV. Gemb too perhaps



I just apped for Discover on Jan 3rd they pulled EQ


I guess Discover seems to pull depending on location...when my brother applied for the Open Road, they pulled TU for him! We're in NJ


MS here!!


Current Score: myFico EQ - 794 ( 11/ 29/2012 ) amexFico EX - 787 (10/15/2012) myFico TU - 780 (11/29/2012) Credit Sesame - 809 (02/04/2013) Goal Score * 800 Club *
****** Garden Club Member -- Last HP Jan 3rd 2013 *******
*** Amex - BCP 10 K * PenFed - CR 5 K * Amex - GDSM 5 K *
Discover - IT 5 K ***** NO MORE APPS FOR ME IN 2013 *****
Moderator
Revelate
Posts: 8,350
Registered: ‎12-30-2011

Re: Banks that pull TU exclusively?

In addition to one's mentioned, BOFA for CLI's (my personal use for TU) and likely some CU's though I don't know any offhand personally.  CareCredit and I think there may be one or two other exceptions to GE-backed cards pulling TU typically.

 

Unless you happen to be in the mid-West, or have a lender which uses TU exclusively or roughly half of the time (Discover/NFCU), TU is commonly the underutilized report.

 

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 679, EQ 8 708, TU 711, EX 702* (07/14/14, EX older)
Goal Score: 700 on EQ '04 (01/01/15)


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Contributor
TravisD
Posts: 94
Registered: ‎01-02-2013

Re: Banks that pull TU exclusively?

@j_casteel, good call, I will search it - thanks all!
........???................659 (FICO)................659 (TU08) ........

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