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Contributor
Posts: 94
Registered: ‎01-02-2013
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Banks that pull TU exclusively?

My TU score/report is a lot better than EX and EQ so I was curious which banks almost exclusively pull TU? I know of Barclay's and Walmart, just curious what else is out there for options. Thanks!
........???................659 (FICO)................659 (TU08) ........
Member
Posts: 36
Registered: ‎08-14-2012
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Re: Banks that pull TU exclusively?

[ Edited ]

EDIT: didnt read the whole post.

perhaps diiscover YmMV. Gemb too perhaps

In my wallet, Discover More, BOA 1 2 3. AMEX PRG (au)

EX-722(AMEX DENIAL)
EQ-692
CK-734
CS-703
Valued Contributor
Posts: 3,005
Registered: ‎02-09-2012
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Re: Banks that pull TU exclusively?

I thought many GE backed cards, do?

5/2012: 560 credit scores across the board
12/2014: 750+ scores across the board
3/2017 780+ scores across the board
Valued Contributor
Posts: 1,974
Registered: ‎06-21-2012
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Re: Banks that pull TU exclusively?


TravisD wrote:
My TU score/report is a lot better than EX and EQ so I was curious which banks almost exclusively pull TU? I know of Barclay's and Walmart, just curious what else is out there for options. Thanks!

i'm gonna be "that guy" for a moment:

 

This question is asked nearly every week if not more often. I suggest using the search function to your advantage. 

 

However, to answer your question. GE pulls nearly exclusively TU as well as Barclays. As for others, its all YMMV to what bureau they pull as well as where you are located. 

 

Good luck!

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 650 | TU 614 | EX 661

QS 3.3K | WF 500 |
Cabela's 3k | ACU 500 |

Frequent Contributor
Posts: 351
Registered: ‎11-11-2012
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Re: Banks that pull TU exclusively?


The_Gardener wrote:

EDIT: didnt read the whole post.

perhaps diiscover YmMV. Gemb too perhaps



I just apped for Discover on Jan 3rd they pulled EQ


Current Score: myFico EQ - 794 ( 11/ 29/2012 ) amexFico EX - 787 (10/15/2012) myFico TU - 780 (11/29/2012) Credit Sesame - 809 (02/04/2013) Goal Score * 800 Club *
****** Garden Club Member -- Last HP Jan 3rd 2013 *******
*** Amex - BCP 10 K * PenFed - CR 5 K * Amex - GDSM 5 K *
Discover - IT 5 K ***** NO MORE APPS FOR ME IN 2013 *****
Valued Contributor
Posts: 2,063
Registered: ‎11-17-2012
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Re: Banks that pull TU exclusively?


newportguy wrote:

The_Gardener wrote:

EDIT: didnt read the whole post.

perhaps diiscover YmMV. Gemb too perhaps



I just apped for Discover on Jan 3rd they pulled EQ


I guess Discover seems to pull depending on location...when my brother applied for the Open Road, they pulled TU for him! We're in NJ


Quicksilver WMC $20k | JCPenney Platinum $10k | Drive for Five $800 | Freedom VS $5k | TD Cash VS $5k | CFU VS $14.8k | Blue Sky $13.7k | IT $28k | SavingStar $14.8k | BCE $11.3k | Macy's AMEX $7.2k | BuyPower WEMC $7.5k | CSR VI $13.3k | Diamond Preferred $6.5k FICOS: EX 749 EQ 764 TU 755 VantageScore 3.0: EX 759 EQ 757 TU 762
Frequent Contributor
Posts: 351
Registered: ‎11-11-2012
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Re: Banks that pull TU exclusively?


daybreakgonesXe wrote:

newportguy wrote:

The_Gardener wrote:

EDIT: didnt read the whole post.

perhaps diiscover YmMV. Gemb too perhaps



I just apped for Discover on Jan 3rd they pulled EQ


I guess Discover seems to pull depending on location...when my brother applied for the Open Road, they pulled TU for him! We're in NJ


MS here!!


Current Score: myFico EQ - 794 ( 11/ 29/2012 ) amexFico EX - 787 (10/15/2012) myFico TU - 780 (11/29/2012) Credit Sesame - 809 (02/04/2013) Goal Score * 800 Club *
****** Garden Club Member -- Last HP Jan 3rd 2013 *******
*** Amex - BCP 10 K * PenFed - CR 5 K * Amex - GDSM 5 K *
Discover - IT 5 K ***** NO MORE APPS FOR ME IN 2013 *****
Moderator
Posts: 16,496
Registered: ‎12-30-2011
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Re: Banks that pull TU exclusively?

In addition to one's mentioned, BOFA for CLI's (my personal use for TU) and likely some CU's though I don't know any offhand personally.  CareCredit and I think there may be one or two other exceptions to GE-backed cards pulling TU typically.

 

Unless you happen to be in the mid-West, or have a lender which uses TU exclusively or roughly half of the time (Discover/NFCU), TU is commonly the underutilized report.

 

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 693, EX 2 719, EQ 8 732, TU 8 732, EX 8 728 (2/01/17)
Goal Score:    EQ 5 750, EX 2 750, EQ 8 800, TU 8 Blah, EX 8 800 (01/01/18)


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Contributor
Posts: 94
Registered: ‎01-02-2013
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Re: Banks that pull TU exclusively?

@j_casteel, good call, I will search it - thanks all!
........???................659 (FICO)................659 (TU08) ........

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