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Contributor
Posts: 94
Registered: ‎01-02-2013
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Banks that pull TU exclusively?

My TU score/report is a lot better than EX and EQ so I was curious which banks almost exclusively pull TU? I know of Barclay's and Walmart, just curious what else is out there for options. Thanks!
........???................659 (FICO)................659 (TU08) ........
Member
Posts: 36
Registered: ‎08-14-2012
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Re: Banks that pull TU exclusively?

[ Edited ]

EDIT: didnt read the whole post.

perhaps diiscover YmMV. Gemb too perhaps

In my wallet, Discover More, BOA 1 2 3. AMEX PRG (au)

EX-722(AMEX DENIAL)
EQ-692
CK-734
CS-703
Valued Contributor
Posts: 2,982
Registered: ‎02-09-2012
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Re: Banks that pull TU exclusively?

I thought many GE backed cards, do?

5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!
Valued Contributor
Posts: 1,927
Registered: ‎06-21-2012
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Re: Banks that pull TU exclusively?


TravisD wrote:
My TU score/report is a lot better than EX and EQ so I was curious which banks almost exclusively pull TU? I know of Barclay's and Walmart, just curious what else is out there for options. Thanks!

i'm gonna be "that guy" for a moment:

 

This question is asked nearly every week if not more often. I suggest using the search function to your advantage. 

 

However, to answer your question. GE pulls nearly exclusively TU as well as Barclays. As for others, its all YMMV to what bureau they pull as well as where you are located. 

 

Good luck!

| Walmart $5k | Amazon $5k | NFCU $20k | NLOC $15k | Lowes $17k | BoA $15k | Freedom $3k | IT $5.25k | CSP $5k | Marriott $5k | AMEX TE $18k | Alaska $5k |
Starting Scores: EQ:571 EX:??? TU:597
Current Scores: EQ:694 EX:714 TU:711
Goal Scores: 700
across the board
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Posts: 351
Registered: ‎11-11-2012
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Re: Banks that pull TU exclusively?


The_Gardener wrote:

EDIT: didnt read the whole post.

perhaps diiscover YmMV. Gemb too perhaps



I just apped for Discover on Jan 3rd they pulled EQ


Current Score: myFico EQ - 794 ( 11/ 29/2012 ) amexFico EX - 787 (10/15/2012) myFico TU - 780 (11/29/2012) Credit Sesame - 809 (02/04/2013) Goal Score * 800 Club *
****** Garden Club Member -- Last HP Jan 3rd 2013 *******
*** Amex - BCP 10 K * PenFed - CR 5 K * Amex - GDSM 5 K *
Discover - IT 5 K ***** NO MORE APPS FOR ME IN 2013 *****
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Posts: 1,914
Registered: ‎11-17-2012
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Re: Banks that pull TU exclusively?


newportguy wrote:

The_Gardener wrote:

EDIT: didnt read the whole post.

perhaps diiscover YmMV. Gemb too perhaps



I just apped for Discover on Jan 3rd they pulled EQ


I guess Discover seems to pull depending on location...when my brother applied for the Open Road, they pulled TU for him! We're in NJ

Capital One Quicksilver World Mastercard $20k | JCPenney Gold $10k | Shell Drive for Five $800 | Chase Freedom Visa Signature $9.8k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $13.7k | Discover IT $14.5k | SavingStar American Express $14.8k | American Express BCE $11.3k

FICOS: EX 756 EQ 735 TU 747 VantageScore 3.0: EX 741 EQ 748 TU 747 Credit Sesame (EX) 753 Credit.com (EX) 780 CapOne (TU) 787 Quizzle (EQ) 749
Frequent Contributor
Posts: 351
Registered: ‎11-11-2012
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Re: Banks that pull TU exclusively?


daybreakgonesXe wrote:

newportguy wrote:

The_Gardener wrote:

EDIT: didnt read the whole post.

perhaps diiscover YmMV. Gemb too perhaps



I just apped for Discover on Jan 3rd they pulled EQ


I guess Discover seems to pull depending on location...when my brother applied for the Open Road, they pulled TU for him! We're in NJ


MS here!!


Current Score: myFico EQ - 794 ( 11/ 29/2012 ) amexFico EX - 787 (10/15/2012) myFico TU - 780 (11/29/2012) Credit Sesame - 809 (02/04/2013) Goal Score * 800 Club *
****** Garden Club Member -- Last HP Jan 3rd 2013 *******
*** Amex - BCP 10 K * PenFed - CR 5 K * Amex - GDSM 5 K *
Discover - IT 5 K ***** NO MORE APPS FOR ME IN 2013 *****
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Posts: 11,972
Registered: ‎12-30-2011
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Re: Banks that pull TU exclusively?

In addition to one's mentioned, BOFA for CLI's (my personal use for TU) and likely some CU's though I don't know any offhand personally.  CareCredit and I think there may be one or two other exceptions to GE-backed cards pulling TU typically.

 

Unless you happen to be in the mid-West, or have a lender which uses TU exclusively or roughly half of the time (Discover/NFCU), TU is commonly the underutilized report.

 

Starting Score: EQ 04 561, TU 98 567, EX 98 599 (12/30/11)
Current Score: EQ 04 700, TU 04 731, EX 98 725 (05/24/15)
Goal Score: 700 on EQ 04 (01/01/16)


Take the myFICO Fitness Challenge
Contributor
Posts: 94
Registered: ‎01-02-2013
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Re: Banks that pull TU exclusively?

@j_casteel, good call, I will search it - thanks all!
........???................659 (FICO)................659 (TU08) ........
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