Credit Cards

[pozativelyliving]

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mmmmmm wrote:

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They can be used anywhere, but the no interest financing is only available for Apple purchases.  I believe their iTunes card collects points on all purchases though.

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So the no interst financing can be used anywhere as long as the purchase is for an Apple product. Like an iPad from Target. Doesn't have to be from the Apple Store? 

[jsucool76]

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pozativelyliving wrote:

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mmmmmm wrote:

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They can be used anywhere, but the no interest financing is only available for Apple purchases.  I believe their iTunes card collects points on all purchases though.

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So the no interst financing can be used anywhere as long as the purchase is for an Apple product. Like an iPad from Target. Doesn't have to be from the Apple Store? 

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Only at apple stores according to the website. 

"New cardmembers get no interest financing on initial purchases at the Apple Store, with the new Financing Visa Card from Barclaycard - if paid in full within 12 months."

The itunes card though earns points everywhere like the previous poster said. 1pt/$1 spent everywhere, 2pt/$1 on itunes. The points can seemingly only be redeemed for itunes gift cards though. 

[pozativelyliving]

Thanks for the info!  When I applied, I chose the 6 months with no interest financing for purchases under $1000.00 (received a $1300. CL). I figured that might give me a better chance at getting approved. Do you think they might up this to 12 months if I give them a call?  I know, the answer is "no" if I don't ask but wondering if they might do that or if anyone reading this has had it done. 

[jsucool76]

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pozativelyliving wrote:

Thanks for the info!  When I applied, I chose the 6 months with no interest financing for purchases under $1000.00 (received a $1300. CL). I figured that might give me a better chance at getting approved. Do you think they might up this to 12 months if I give them a call?  I know, the answer is "no" if I don't ask but wondering if they might do that or if anyone reading this has had it done. 

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I didn't know you had to choose. I just thought it happened based on your purchase. They might, it's worth calling and asking for.

[pozativelyliving]

Yup, it is the purchase amount. 6 months no interests for purchases under $999.00 and 12 months for over that. I'm going to get an iPad instead of the Mini that I was considering so the plan that I have is the best one for me.

[Brian_Trying_700]

Congrats !!!!!

[pozativelyliving]

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brcamacho wrote:

Update, was approved for 2k called the back door number less then 5 minutes on the phone and was appvoved for 3k.

Thanks for all the help guys and gals.

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I've never done the recon thing but am tempted to see if they will up my limit. I tried calling the backdoor # a little while ago but they close at 5 on the east coast. What do you do, just ask for a higher limit? Do you suggest an amount or do they and what questions do they ask. After my success last week, my feelings won't be hurt if they say no so what the heck, I'll try.