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Regular Contributor
Posts: 181
Registered: ‎07-27-2012
0

Barclay Apple Card

I have a 657 TU score (from here) and was thinking apping for the Apple card.  Ive had 3 inquires this year last one 6 months ago.  Do you think i have a chance at getting approved for this card?

 

Thanks

TU-688 5/14 (WM TU) | EX-692 on 2/14 (FNBO EX) | EQ-666 on 01/13

NFCU GoRewards $25k | NavChek $15k | Chase Slate 7.5k
Barclays Rewards $3.4k | FNBO MC $2.3K | Cap1 Plat $1.9k
Cap1 Quicksilver $1.7k | Wmt Discover $4.5k | Amazon Store Card $3k Care Credit $3.5k | Kohls $300 | Victoria's Secret $500
Cap1 Quicksilver $2k | Barclays Apple Visa $600

Frequent Contributor
Posts: 352
Registered: ‎07-13-2012
0

Re: Barclay Apple Card

why do you want this card? im just curious.

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Regular Contributor
Posts: 181
Registered: ‎07-27-2012
0

Re: Barclay Apple Card

Im just crawling out of subprime land and this seems like a "more prime" card.  That and I would like to take advantage of the 0% for 12 months. 

TU-688 5/14 (WM TU) | EX-692 on 2/14 (FNBO EX) | EQ-666 on 01/13

NFCU GoRewards $25k | NavChek $15k | Chase Slate 7.5k
Barclays Rewards $3.4k | FNBO MC $2.3K | Cap1 Plat $1.9k
Cap1 Quicksilver $1.7k | Wmt Discover $4.5k | Amazon Store Card $3k Care Credit $3.5k | Kohls $300 | Victoria's Secret $500
Cap1 Quicksilver $2k | Barclays Apple Visa $600

Frequent Contributor
Posts: 352
Registered: ‎07-13-2012
0

Re: Barclay Apple Card

0% interest on initial purchases meaning spent within the first 30 days. there are other better 0% cards out there that you may qualify for. This card just looks cool really. every other purchase is 22.99% apr. its not that great.

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Regular Contributor
Posts: 181
Registered: ‎07-27-2012
0

Re: Barclay Apple Card

What would you recommend?

TU-688 5/14 (WM TU) | EX-692 on 2/14 (FNBO EX) | EQ-666 on 01/13

NFCU GoRewards $25k | NavChek $15k | Chase Slate 7.5k
Barclays Rewards $3.4k | FNBO MC $2.3K | Cap1 Plat $1.9k
Cap1 Quicksilver $1.7k | Wmt Discover $4.5k | Amazon Store Card $3k Care Credit $3.5k | Kohls $300 | Victoria's Secret $500
Cap1 Quicksilver $2k | Barclays Apple Visa $600

Frequent Contributor
Posts: 352
Registered: ‎07-13-2012
0

Re: Barclay Apple Card

citi simplicity, chase slate. any 0% intro apr. some are easier to get than others.

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: Barclay Apple Card


iMacDrew wrote:

citi simplicity, chase slate. any 0% intro apr. some are easier to get than others.


OP might not be ready for Chase/Citi, and 22.9 APR only stands if you leave balances. PIF and your fine.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
Posts: 352
Registered: ‎07-13-2012
0

Re: Barclay Apple Card

maybe idk i just think that this card might be a waste of a HP. Its limited to Apple and only lasts on purchases in the first 30 days. I just assumed OP was planning on purchasing an apple product.

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: Barclay Apple Card


iMacDrew wrote:

maybe idk i just think that this card might be a waste of a HP. Its limited to Apple and only lasts on purchases in the first 30 days. I just assumed OP was planning on purchasing an apple product.


AFAIK this is not true. I've been told by a rep. in the past you can still get the financinbg offer anytime you just need to callin and request it first before purchase.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
Posts: 352
Registered: ‎07-13-2012
0

Re: Barclay Apple Card

i was told something different then, i asked through their email messaging system on their site. 

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703

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