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Barclay Apple Card

Regular Contributor

Barclay Apple Card

I have a 657 TU score (from here) and was thinking apping for the Apple card.  Ive had 3 inquires this year last one 6 months ago.  Do you think i have a chance at getting approved for this card?

 

Thanks

TU-688 5/14 (WM TU) | EX-692 on 2/14 (FNBO EX) | EQ-666 on 01/13

NFCU GoRewards $25k | NavChek $15k | Chase Slate 7.5k
Barclays Rewards $3.4k | FNBO MC $2.3K | Cap1 Plat $1.9k
Cap1 Quicksilver $1.7k | Wmt Discover $4.5k | Amazon Store Card $3k Care Credit $3.5k | Kohls $300 | Victoria's Secret $500
Cap1 Quicksilver $2k | Barclays Apple Visa $600

Message 1 of 27
26 REPLIES
Frequent Contributor

Re: Barclay Apple Card

why do you want this card? im just curious.

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Message 2 of 27
Regular Contributor

Re: Barclay Apple Card

Im just crawling out of subprime land and this seems like a "more prime" card.  That and I would like to take advantage of the 0% for 12 months. 

TU-688 5/14 (WM TU) | EX-692 on 2/14 (FNBO EX) | EQ-666 on 01/13

NFCU GoRewards $25k | NavChek $15k | Chase Slate 7.5k
Barclays Rewards $3.4k | FNBO MC $2.3K | Cap1 Plat $1.9k
Cap1 Quicksilver $1.7k | Wmt Discover $4.5k | Amazon Store Card $3k Care Credit $3.5k | Kohls $300 | Victoria's Secret $500
Cap1 Quicksilver $2k | Barclays Apple Visa $600

Message 3 of 27
Frequent Contributor

Re: Barclay Apple Card

0% interest on initial purchases meaning spent within the first 30 days. there are other better 0% cards out there that you may qualify for. This card just looks cool really. every other purchase is 22.99% apr. its not that great.

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Message 4 of 27
Regular Contributor

Re: Barclay Apple Card

What would you recommend?

TU-688 5/14 (WM TU) | EX-692 on 2/14 (FNBO EX) | EQ-666 on 01/13

NFCU GoRewards $25k | NavChek $15k | Chase Slate 7.5k
Barclays Rewards $3.4k | FNBO MC $2.3K | Cap1 Plat $1.9k
Cap1 Quicksilver $1.7k | Wmt Discover $4.5k | Amazon Store Card $3k Care Credit $3.5k | Kohls $300 | Victoria's Secret $500
Cap1 Quicksilver $2k | Barclays Apple Visa $600

Message 5 of 27
Frequent Contributor

Re: Barclay Apple Card

citi simplicity, chase slate. any 0% intro apr. some are easier to get than others.

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Message 6 of 27
Mega Contributor

Re: Barclay Apple Card


iMacDrew wrote:

citi simplicity, chase slate. any 0% intro apr. some are easier to get than others.


OP might not be ready for Chase/Citi, and 22.9 APR only stands if you leave balances. PIF and your fine.




EQ FICO 548 3/3/16
Message 7 of 27
Frequent Contributor

Re: Barclay Apple Card

maybe idk i just think that this card might be a waste of a HP. Its limited to Apple and only lasts on purchases in the first 30 days. I just assumed OP was planning on purchasing an apple product.

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Message 8 of 27
Mega Contributor

Re: Barclay Apple Card


iMacDrew wrote:

maybe idk i just think that this card might be a waste of a HP. Its limited to Apple and only lasts on purchases in the first 30 days. I just assumed OP was planning on purchasing an apple product.


AFAIK this is not true. I've been told by a rep. in the past you can still get the financinbg offer anytime you just need to callin and request it first before purchase.

 




EQ FICO 548 3/3/16
Message 9 of 27
Frequent Contributor

Re: Barclay Apple Card

i was told something different then, i asked through their email messaging system on their site. 

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Message 10 of 27