Reply
Regular Contributor
brcamacho
Posts: 181
Registered: ‎07-27-2012
0

Barclay Apple Card

I have a 657 TU score (from here) and was thinking apping for the Apple card.  Ive had 3 inquires this year last one 6 months ago.  Do you think i have a chance at getting approved for this card?

 

Thanks

TU-688 5/14 (WM TU) | EX-692 on 2/14 (FNBO EX) | EQ-666 on 01/13

NFCU GoRewards $25k | NavChek $15k | Chase Slate 7.5k
Barclays Rewards $3.4k | FNBO MC $2.3K | Cap1 Plat $1.9k
Cap1 Quicksilver $1.7k | Wmt Discover $4.5k | Amazon Store Card $3k Care Credit $3.5k | Kohls $300 | Victoria's Secret $500
Cap1 Quicksilver $2k | Barclays Apple Visa $600

Frequent Contributor
iMacDrew
Posts: 350
Registered: ‎07-13-2012
0

Re: Barclay Apple Card

why do you want this card? im just curious.

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Regular Contributor
brcamacho
Posts: 181
Registered: ‎07-27-2012
0

Re: Barclay Apple Card

Im just crawling out of subprime land and this seems like a "more prime" card.  That and I would like to take advantage of the 0% for 12 months. 

TU-688 5/14 (WM TU) | EX-692 on 2/14 (FNBO EX) | EQ-666 on 01/13

NFCU GoRewards $25k | NavChek $15k | Chase Slate 7.5k
Barclays Rewards $3.4k | FNBO MC $2.3K | Cap1 Plat $1.9k
Cap1 Quicksilver $1.7k | Wmt Discover $4.5k | Amazon Store Card $3k Care Credit $3.5k | Kohls $300 | Victoria's Secret $500
Cap1 Quicksilver $2k | Barclays Apple Visa $600

Frequent Contributor
iMacDrew
Posts: 350
Registered: ‎07-13-2012
0

Re: Barclay Apple Card

0% interest on initial purchases meaning spent within the first 30 days. there are other better 0% cards out there that you may qualify for. This card just looks cool really. every other purchase is 22.99% apr. its not that great.

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Regular Contributor
brcamacho
Posts: 181
Registered: ‎07-27-2012
0

Re: Barclay Apple Card

What would you recommend?

TU-688 5/14 (WM TU) | EX-692 on 2/14 (FNBO EX) | EQ-666 on 01/13

NFCU GoRewards $25k | NavChek $15k | Chase Slate 7.5k
Barclays Rewards $3.4k | FNBO MC $2.3K | Cap1 Plat $1.9k
Cap1 Quicksilver $1.7k | Wmt Discover $4.5k | Amazon Store Card $3k Care Credit $3.5k | Kohls $300 | Victoria's Secret $500
Cap1 Quicksilver $2k | Barclays Apple Visa $600

Frequent Contributor
iMacDrew
Posts: 350
Registered: ‎07-13-2012
0

Re: Barclay Apple Card

citi simplicity, chase slate. any 0% intro apr. some are easier to get than others.

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Barclay Apple Card


iMacDrew wrote:

citi simplicity, chase slate. any 0% intro apr. some are easier to get than others.


OP might not be ready for Chase/Citi, and 22.9 APR only stands if you leave balances. PIF and your fine.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
iMacDrew
Posts: 350
Registered: ‎07-13-2012
0

Re: Barclay Apple Card

maybe idk i just think that this card might be a waste of a HP. Its limited to Apple and only lasts on purchases in the first 30 days. I just assumed OP was planning on purchasing an apple product.

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Barclay Apple Card


iMacDrew wrote:

maybe idk i just think that this card might be a waste of a HP. Its limited to Apple and only lasts on purchases in the first 30 days. I just assumed OP was planning on purchasing an apple product.


AFAIK this is not true. I've been told by a rep. in the past you can still get the financinbg offer anytime you just need to callin and request it first before purchase.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
iMacDrew
Posts: 350
Registered: ‎07-13-2012
0

Re: Barclay Apple Card

i was told something different then, i asked through their email messaging system on their site. 

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}