07-24-2013 11:34 AM
I am looking at the Barclay Arrival because the sign up bonus ($440) is not too bad.
I actually don't need the card but since they pull only TU and I have most of my Inq on EX and EQ...
So who likes Barclay who doesn't ?I don't want to know about the Arrival card more about Barclay as issuer.
Are they good with CLI ? SP or HP ? and so on.
The other question is, why do they ask if the applicant is a US citizen ? They even claim they have to ask that but so far no other bank I have cards with asked for that.
Barclay : good or bad ?
07-24-2013 12:26 PM
I just got the Arrival WMC and am loving it.
Barclay's is originally from the UK and has been around since the late 1600s, early 1700s. They tend to be more conservative than traditional US credit. But this is the case with most European banks, as they have historically viewed, used, and have awarded credit much differently than we do in the US.
I had a 760 TU score and was approved for 5K with 18.99% after the promo.
Hope this helps. Not able to give experience on CLI yet.
07-24-2013 12:42 PM
I have one BC that has have been ridiculosly generous with CLIs, and one that has never budged at all.
Never had any problems in general.
07-24-2013 12:50 PM
I have 2 Barclays cards that are older. I have never had a problem with the company or the cards, but they have been stingy on the credit lines.
07-24-2013 02:16 PM
No complaints here. They have given me nice CLI's at 6 months and 1 year. They do pull TU however, they did pull EX for me as well. YMMV.
07-24-2013 02:22 PM
I have no complaints with Barclay at all and from the research I've done they like to see a balance during the 0% stage.
Love BT's and if you show 3-4 statements reporting to CR's, will increase your chances of a good CLI
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.