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Valued Contributor
djc1puno
Posts: 1,715
Registered: ‎03-07-2013

Re: Barclay Arrival Card Rewards

improvingmycredit,

 

thanks! i'm usually here on a nightly basis just reading other people's experiences and advices...then i try to apply it to my situation and see where it gets me...lol...so far i've improved my credit and so hopefully i can improve it more by the end of the year to increase my chances of approval for future ccs...thanks for the offer in advice... :smileyvery-happy: this is a great community indeed :smileyhappy:



GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Community Leader
Valued Contributor
improvingmycredit
Posts: 1,384
Registered: ‎07-12-2011

Re: Barclay Arrival Card Rewards


enharu wrote:

its a nice card. 

i hope mine doesn't get closed lol :/

 


Hey enharu!

I doubt it very seriously.  You have a good FICO score and this indicates a good track record with lenders.  From what I've seen (and I've looked around) Barclays typically only takes AA with individuals that are borderline approval starting out.  As long as you don't go crazy and open up more accounts for the next 6 months, I don't think you have anything to worry about.  :smileyhappy:  Don't sweat it!  I did when I got my first Barclays and didn't app for 6 months.  Did me a lot of good.  haha


Starting Score: 642
Current Score: EQ 798, EX 780, TU 787 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSP 20.5K, QuickSilver 20K, TotalRewards 18K

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Super Contributor
enharu
Posts: 6,889
Registered: ‎02-27-2013

Re: Barclay Arrival Card Rewards

I opened 5 other accounts when I opened my Barclays, which is why I think there's a good chance I'm going to be in trouble lol.

I used over 3-4k on my arrival and just paid in full today, so hopefully they'll look at my usage and payment as well.

I hope they don't SP me now too. My CSP is reporting at almost 90% utilization. Forgot the statement cuts 3 days after the due date and I made several new charges.

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Community Leader
Valued Contributor
improvingmycredit
Posts: 1,384
Registered: ‎07-12-2011

Re: Barclay Arrival Card Rewards


enharu wrote:

I opened 5 other accounts when I opened my Barclays, which is why I think there's a good chance I'm going to be in trouble lol.

I used over 3-4k on my arrival and just paid in full today, so hopefully they'll look at my usage and payment as well.

I hope they don't SP me now too. My CSP is reporting at almost 90% utilization. Forgot the statement cuts 3 days after the due date and I made several new charges.


seriously... don't sweat it enharu. :smileyhappy:  Either they will or will not. I don't think they will but it is a possibilty with that many new accounts and high utility on one of your high limit cards.  But there isn't anything that can be done till something happens so I really wouldn't worry about it.  When I first started out with Barclays, they SP'd me every month on either TU or EX and on a couple of occasions, both.   They actually have a department that is responsible for checking peoples profiles for new apps and inqs.  Only CC that I know of that has a special department for this.  Barclays!

 


Starting Score: 642
Current Score: EQ 798, EX 780, TU 787 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSP 20.5K, QuickSilver 20K, TotalRewards 18K

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Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: Barclay Arrival Card Rewards


djc1puno wrote:

improvingmycredit,

 

thanks! i'm usually here on a nightly basis just reading other people's experiences and advices...then i try to apply it to my situation and see where it gets me...lol...so far i've improved my credit and so hopefully i can improve it more by the end of the year to increase my chances of approval for future ccs...thanks for the offer in advice... :smileyvery-happy: this is a great community indeed :smileyhappy:


WTG! :smileyhappy:

 

Thanks to all the awesome members here!!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Senior Contributor
youngandcreditwrthy
Posts: 6,137
Registered: ‎08-16-2012

Re: Barclay Arrival Card Rewards

Omg! Lol
I want this card! All I see is greatness from it. Planning my recon for May 29th. I WILL get this card!

Congrats op!
And enharu, don't worry about Barclay's! You'll be fine. We just gott stay in el jardin! Btw,
No Cinco de Drinko for me...I have to study for finals today :-( mehh
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k | Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Contributor
Bobert22
Posts: 236
Registered: ‎01-20-2013

Re: Barclay Arrival Card Rewards

@improvingmycredit

It was actually a targeted mail offer.
Capital One 2006--$5,000 ||| AMEX Macy's 2008--$2,300 ||| Kohl's 2009-- $1,000 ||| JCP 2010-- $1,000 ||| Walmart Discover 2010-- $5,000 ||| Sears 2011 -- $3,600 ||| Sears 2011 -- $3,500 ||| Chase Freedom 2012--$7,500 ||| Discover IT 2013 -- $4,000
||| Chase Sapphire Preferred 2013 -- $10,000

SCORES: EQ FICO: 787, EX FAKO: 801, TU FICO: 790 (Lender Pull)
Valued Contributor
Repo-ed
Posts: 2,953
Registered: ‎02-09-2012

Re: Barclay Arrival Card Rewards

THis $500 spend still around?

 

I have my yearly motocycle premium insurance coming-up, and that' $256 I was going to put on another card - that could take %50 off this spend requirement,

Senior Contributor
youngandcreditwrthy
Posts: 6,137
Registered: ‎08-16-2012

Re: Barclay Arrival Card Rewards

Afaik, it's 1000 spend
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k | Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Community Leader
Valued Contributor
improvingmycredit
Posts: 1,384
Registered: ‎07-12-2011

Re: Barclay Arrival Card Rewards

@Bobert22!
Well damn. :smileyhappy:. I would have liked to have gotten that offer. What did they give you for a CL?

Starting Score: 642
Current Score: EQ 798, EX 780, TU 787 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSP 20.5K, QuickSilver 20K, TotalRewards 18K

Take the FICO Fitness Challenge

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