With the cost of flights and hotels, it is easy to use it all for travel. 
@longtimelurker wrote:
@lexrjSD wrote:I have the AF version and I LOVE IT!
It's the best 2% card out there if you can justify the AF.
Way better than the CSP! (I have both btw)
Points post right away.
Clean fast website.
2% on everything
Book whatever you want and use your points to "erase" the charge. No need to deal with retarded redeeming websites and restrictions.
Except for the tiny little restriction that you have to redeem against travel. Unlike say Fidelity.
For those who are restless and like to travel this is hardly a restriction. That 2% on everything was going to be used for travel, anyway. 
The refunded miles when you spend miles makes the Arrival pretty sweet.
@barbaralee wrote:
@longtimelurker wrote:
@lexrjSD wrote:I have the AF version and I LOVE IT!
It's the best 2% card out there if you can justify the AF.
Way better than the CSP! (I have both btw)
Points post right away.
Clean fast website.
2% on everything
Book whatever you want and use your points to "erase" the charge. No need to deal with retarded redeeming websites and restrictions.
Except for the tiny little restriction that you have to redeem against travel. Unlike say Fidelity.
For those who are restless and like to travel this is hardly a restriction. That 2% on everything was going to be used for travel, anyway.
The refunded miles when you spend miles makes the Arrival pretty sweet.
It is still a restriction. I agree some redemption sites are stupid, but others, such as Fidelity (and Cap One,1.5% everywhere) give full value redemption for cash and that is worth something.
@longtimelurker wrote:
@barbaralee wrote:
@longtimelurker wrote:
@lexrjSD wrote:I have the AF version and I LOVE IT!
It's the best 2% card out there if you can justify the AF.
Way better than the CSP! (I have both btw)
Points post right away.
Clean fast website.
2% on everything
Book whatever you want and use your points to "erase" the charge. No need to deal with retarded redeeming websites and restrictions.
Except for the tiny little restriction that you have to redeem against travel. Unlike say Fidelity.
For those who are restless and like to travel this is hardly a restriction. That 2% on everything was going to be used for travel, anyway.
The refunded miles when you spend miles makes the Arrival pretty sweet.It is still a restriction. I agree some redemption sites are stupid, but others, such as Fidelity (and Cap One,1.5% everywhere) give full value redemption for cash and that is worth something.
The Arrival, when used as is intended, reimbursement for travel purposes is in my estimation one of the better travel cards out their. I wish the redemption could be transferred 1:1 for partner programs like the CSP- but then, I suppose one couldn't get the 2Pts per $1 on ALL spend. Still the redemption when used for travel is an effective 2.2% back with the 10% kickback on travel. But to compare the Arrival to a straight up cash back card isn't in my opinion apples to apples. It's not marketed as a cash back card. Still, I get your point...
Starting Score: 642
@improvingmycredit wrote:
@longtimelurker wrote:
@barbaralee wrote:
@longtimelurker wrote:
@lexrjSD wrote:I have the AF version and I LOVE IT!
It's the best 2% card out there if you can justify the AF.
Way better than the CSP! (I have both btw)
Points post right away.
Clean fast website.
2% on everything
Book whatever you want and use your points to "erase" the charge. No need to deal with retarded redeeming websites and restrictions.
Except for the tiny little restriction that you have to redeem against travel. Unlike say Fidelity.
For those who are restless and like to travel this is hardly a restriction. That 2% on everything was going to be used for travel, anyway.
The refunded miles when you spend miles makes the Arrival pretty sweet.It is still a restriction. I agree some redemption sites are stupid, but others, such as Fidelity (and Cap One,1.5% everywhere) give full value redemption for cash and that is worth something.
The Arrival, when used as is intended, reimbursement for travel purposes is in my estimation one of the better travel cards out their. I wish the redemption could be transferred 1:1 for partner programs like the CSP- but then, I suppose one couldn't get the 2Pts per $1 on ALL spend. Still the redemption when used for travel is an effective 2.2% back with the 10% kickback on travel. But to compare the Arrival to a straight up cash back card isn't in my opinion apples to apples. It's not marketed as a cash back card.
Right, but the quote was: It's the best 2% card out there if you can justify the AF. so I compared it to the (rather small) universe of 2% cards rather than travel cards.
My bad. I missed that on first read. Still after reading it again, I'm pretty sure the poster meant within the realm of travel based cards... At least I took it that way on second read. Still, you always make very insightful valid points. If the card was a strict cash back card, it'd be a 1% card unless one made heavy use of the bonus promo award spend. Not very enticing as a CB card indeed.
