Credit Cards Center Credit cards from our partners
Reply
Highlighted
New Contributor
Posts: 66
Registered: ‎08-30-2008
0

Re: Barclay Bank/Juniper MC - They are Nuts


creditwherecreditisdue wrote:

HSBC is famous for closing cards without notice. Of course CompUSA was closed because they went out of business. Not much to be done about that! Why did they close Best Buy on you? Remember to use your new HSBC card once per quarter so you don't have that one closed for disuse.


 

The Comp USA card was closed about a year before that chain went out of business, so I'm sure that closure was due to non-usage as I had only used it once, and that was about 2 years before the account was closed.  Best Buy, that one was due to non-usage (I tried to charge a purchase to that card, got denied, and had to call HSBC at that time to find out what happened).  I wouldn't have minded it if they had sent me some sort of notice (e.g. a letter) when they made a decision like that, but the fact that they didn't, and made me waste my time and go through that embarrassment, that ticked me off.  But anyway, yes, I will definitely use the HSBC MC on a regular basis.

Starting Score: 677 EQ (1/21/09)/705 TU (1/21/09)/714 EXP (1/21/09)
Current Score: 707 EQ (9/21/10)/720 TU (3/27/10)/Darn you EXP
Goal Score: 720 on all three by end of 2010


Take the FICO Fitness Challenge
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.