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Frequent Contributor
Autumnslight
Posts: 311
Registered: ‎07-08-2012
0

Barclay Barnes & Noble MC Criteria?

I've searched here and on whogavemecredit.com, but I'm not finding much recent info on the Barnes & Noble MasterCard. Anyone know what their approval criteria is like, or if it's similar to the Apple card? I'd really like to apply for this card, but only once I stand a really good chance of approval. I've never had any relationship with Barclay, if that makes a difference.

Scores:
07/29/12: EX FICO (Amex) 684 | EQ MyFICO 631 | TU Walmart 695
Current: EX FICO (MyFICO) 733 | EQ (MyFICO) 683 | TU (Walmart) 745

First Goal: 700+ across the board - Got it on EX & TU!!!
Valued Contributor
trumpet-205
Posts: 2,505
Registered: ‎11-11-2010
0

Re: Barclay Barnes & Noble MC Criteria?

B&N approval criteria is much higher than Apple Visa. In fact Apple Visa is the easiest card you can get from Barclays.

 

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Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012
0

Re: Barclay Barnes & Noble MC Criteria?

I think at the bare minimum they require at least a 680 Fico, and as TRUMPET stated, its not an "Easy" get. The apple card is their easiest.


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012
0

Re: Barclay Barnes & Noble MC Criteria?

Id definitely say the B&N card and the APPLE card are on COMPLETE opposite ends of the approval spectrum


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Frequent Contributor
Autumnslight
Posts: 311
Registered: ‎07-08-2012
0

Re: Barclay Barnes & Noble MC Criteria?

That figures. Guess I'll wait a few more months until I can get a couple of baddies off my reports. :/

Scores:
07/29/12: EX FICO (Amex) 684 | EQ MyFICO 631 | TU Walmart 695
Current: EX FICO (MyFICO) 733 | EQ (MyFICO) 683 | TU (Walmart) 745

First Goal: 700+ across the board - Got it on EX & TU!!!
Frequent Contributor
bostonte
Posts: 263
Registered: ‎10-04-2009
0

Re: Barclay Barnes & Noble MC Criteria?

Perhaps the automated approval criteria may be different, but if you are willing to call the backdoor number and speak to an underwriter for recon if you are denied -- then there is no difference in criteria for the B&N vs. Apple.


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