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Frequent Contributor
Autumnslight
Posts: 309
Registered: ‎07-08-2012

Barclay Barnes & Noble MC Criteria?

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‎08-27-2012 09:51 AM

I've searched here and on whogavemecredit.com, but I'm not finding much recent info on the Barnes & Noble MasterCard. Anyone know what their approval criteria is like, or if it's similar to the Apple card? I'd really like to apply for this card, but only once I stand a really good chance of approval. I've never had any relationship with Barclay, if that makes a difference.

Scores:
07/29/12: EX FICO (Amex) 684 | EQ MyFICO 631 | TU Walmart 695
Current: EX FICO (lender) 705 | EQ MyFICO 699 | TU Walmart 727

First Goal: 700+ across the board - Got it on EX & TU!!!
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Valued Contributor
trumpet-205
Posts: 1,909
Registered: ‎11-11-2010

Re: Barclay Barnes & Noble MC Criteria?

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‎08-27-2012 10:01 AM

B&N approval criteria is much higher than Apple Visa. In fact Apple Visa is the easiest card you can get from Barclays.

 

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Citi Forward (12/2010) | Citi TY Preferred (05/2011) | BofA Travel Rewards (07/2011) | Chase Freedom (11/2011)
GECRB/PayPal (05/2012) | Discover it (07/2012) | US Bank Cash Reward (08/2012) | AMEX BCE (09/2012)
Target (10/2012) | Chase Ink Classic (11/2012) | BofA Balance Rewards (04/2013)
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Established Contributor
gettnthere
Posts: 899
Registered: ‎06-14-2012

Re: Barclay Barnes & Noble MC Criteria?

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‎08-27-2012 10:10 AM

I think at the bare minimum they require at least a 680 Fico, and as TRUMPET stated, its not an "Easy" get. The apple card is their easiest.


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
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Established Contributor
gettnthere
Posts: 899
Registered: ‎06-14-2012

Re: Barclay Barnes & Noble MC Criteria?

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‎08-27-2012 10:16 AM

Id definitely say the B&N card and the APPLE card are on COMPLETE opposite ends of the approval spectrum


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
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Frequent Contributor
Autumnslight
Posts: 309
Registered: ‎07-08-2012

Re: Barclay Barnes & Noble MC Criteria?

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‎08-27-2012 10:21 AM

That figures. Guess I'll wait a few more months until I can get a couple of baddies off my reports. :/

Scores:
07/29/12: EX FICO (Amex) 684 | EQ MyFICO 631 | TU Walmart 695
Current: EX FICO (lender) 705 | EQ MyFICO 699 | TU Walmart 727

First Goal: 700+ across the board - Got it on EX & TU!!!
Message 5 of 6 (254 Views)
 
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Regular Contributor
bostonte
Posts: 225
Registered: ‎10-04-2009

Re: Barclay Barnes & Noble MC Criteria?

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‎08-27-2012 10:47 AM

Perhaps the automated approval criteria may be different, but if you are willing to call the backdoor number and speak to an underwriter for recon if you are denied -- then there is no difference in criteria for the B&N vs. Apple.

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