10-23-2013 02:23 PM
For some reason on my yahoo we mail I keep seeing ad's for the Barclays Black Visa card but I would noyt pay a $495 fee for any credit card, that seems rediculous to me
It's a wannabe elite card, a pretender to the throne !
10-23-2013 03:06 PM
10-23-2013 03:15 PM
10-23-2013 03:18 PM
10-23-2013 03:40 PM
My point is, not to judge a persons reasoning for applying because it differs from your opinion. It's not the card for me but it is for some.
Right, and "worst card ever" probably isn't true. But there has to be room for people to basically say "This card really is a bad choice" (e.g. there is a card that is as easy to get with all and more of the features at lower cost). The implication isn't that the person who DOES have the card is a stupid loser, but it is useful information for others who might be considering it.
There is a difference between being generally supportive and being strongly affirming of all choices, even bad ones!
10-23-2013 03:55 PM
10-23-2013 03:59 PM
It's like cars. Some people probablly can't understand why anyone would pay hundreds of thousands for Bentley when a comparably equiped Audi is much less money. Ditto for handbags, etc. Value, especially with things like prestige factor, is in the eye of the beholder.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.