Reply
New Contributor
TeamPunishment
Posts: 68
Registered: ‎12-19-2013
0

Re: Barclay CC let's put our heads together

Dear Barclay,

Please approve me for Sallie Mae so I can complete my profile. :smileysad: 

AMEX BCE 7.8K | CHASE FREEDOM 6K | CSP 5K | DISCOVER IT 5K | BOFA PRIVILEGES 5K | CITI DIVIDEND 4.5K | CAPITAL ONE QS 4K | BARCLAY ARRIVAL 3K | AMEX EVERYDAY 2.2K | AMEX BC 2K |CAPITAL ONE QS 2K

+Multiple Other Cards
Valued Contributor
lg8302ch
Posts: 2,681
Registered: ‎11-13-2012
0

Re: Barclay CC let's put our heads together


TeamPunishment wrote:

Dear Barclay,

Please approve me for Sallie Mae so I can complete my profile. :smileysad: 


..or even better ...send us a nice pre-approved offer ..LOL 

FICO® EQ 784 (as of today) - TU 771 (07/25) * Fako EX 789 (09/02 - CS) * last app 06/01/14 * INQ last 2 yrs TU: 5, EX: 7, EQ: 7


Move the mouse over the cards for detailed view!..................................................................* Silver Spade Garden Club member *

Regular Contributor
capitalkid
Posts: 149
Registered: ‎11-02-2012
0

Re: Barclay CC let's put our heads together

Real quick I will add mine.
I apped for Barclay UPromise in April 2013. I did 5 apps that week they were toward the end. It was denied and approved on recon for 2000. I had just closed 4 shark cards in the last 9. Mo so I had a tots of 5 cards open at time of app. I had already read about how they will just shut you off do I used the card to pay for pizza once a mo and PIF.
I did this until Jan this year. I then called and asked for a CLI to 5k to match my other lines, that I want to do a BT. They agreed. I BT over 1500$. I have to let it ride until June and PIF. I have used my discover card for the last 12mo straight because they keep giving me CLI quarterly and don't have the shut it off rep that Barclay does. Barclay does soft my EX report but so does chase.
I had 707 on TU when they did the CLI and 12 INQ no derog and a 9 YO BK.
JCP Platinum 6.5K. I Barclaycard UPromise MC 5K. I Discover IT 6.5K. I Sears MC 4.6K. I USAA Amex 11K. I USAA PLatinum MC 11K. I Chase Sapphire Preferred 5K I Chase Marriott Rewards 5K I Lowes 8.5K. I Paypal MC 6K. I Dell Preferred 2.5K. I Citi HHonors Reserve 3.2K. I CarCareOne 2.4K. I Best Buy 6.5K. I Care Credit 10K. I Capital One (Credit Steps) Platinum 2.7K. I Roamans $1100 I Chevron Visa 1500.

BK 7 July 2005.
Regular Contributor
capitalkid
Posts: 149
Registered: ‎11-02-2012
0

Re: Barclay CC let's put our heads together

Real quick I will add mine.
I apped for Barclay UPromise in April 2013. I did 5 apps that week they were toward the end. It was denied and approved on recon for 2000. I had just closed 4 shark cards in the last 9. Mo so I had a total of 5 cards open at time of app. I had already read about how they will just shut you off so I used the card to pay for pizza once a mo and PIF.
I did this until Jan this year. I then called and asked for a CLI to 5k to match my other lines, that I want to do a BT. They agreed. I BT over 1500$. I have to let it ride until June and PIF. I have used my discover card for the last 12mo straight because they keep giving me CLI quarterly and don't have the shut it off rep that Barclay does. Barclay does soft my EX report but so does chase.
I had 707 on TU when they did the CLI and 12 INQ no derog and a 9 YO BK.
JCP Platinum 6.5K. I Barclaycard UPromise MC 5K. I Discover IT 6.5K. I Sears MC 4.6K. I USAA Amex 11K. I USAA PLatinum MC 11K. I Chase Sapphire Preferred 5K I Chase Marriott Rewards 5K I Lowes 8.5K. I Paypal MC 6K. I Dell Preferred 2.5K. I Citi HHonors Reserve 3.2K. I CarCareOne 2.4K. I Best Buy 6.5K. I Care Credit 10K. I Capital One (Credit Steps) Platinum 2.7K. I Roamans $1100 I Chevron Visa 1500.

BK 7 July 2005.
Community Leader
Senior Contributor
myjourney
Posts: 26,346
Registered: ‎02-07-2013
0

Re: Barclay CC let's put our heads together


capitalkid wrote:
Real quick I will add mine.
I apped for Barclay UPromise in April 2013. I did 5 apps that week they were toward the end. It was denied and approved on recon for 2000. I had just closed 4 shark cards in the last 9. Mo so I had a total of 5 cards open at time of app. I had already read about how they will just shut you off so I used the card to pay for pizza once a mo and PIF.
I did this until Jan this year. I then called and asked for a CLI to 5k to match my other lines, that I want to do a BT. They agreed. I BT over 1500$. I have to let it ride until June and PIF. I have used my discover card for the last 12mo straight because they keep giving me CLI quarterly and don't have the shut it off rep that Barclay does. Barclay does soft my EX report but so does chase.
I had 707 on TU when they did the CLI and 12 INQ no derog and a 9 YO BK.

Thanks for adding to the data points 

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Regular Contributor
bonehead88
Posts: 118
Registered: ‎06-22-2013
0

Re: Barclay CC let's put our heads together

I was approved for the Barclays Arrival last night. I'm not sure what happened with the browser - I opened the Sallie Mae app first, opened Arrival w/AF second (all on chrome) and decided on the Sallie Mae. I closed the Arrival app and finished/submitted the Sallie Mae. I know for sure because the APRs are different and the app I submitted had 13/20/22 instead of 14/18 on the Arrival. Odd, but it is what it is and the awesome signup bonus more than makes up for waiting on the Sallie Mae another 6-12 months.

 

Numbers:

735 FICO from Discover statement dated 4/4/14, TU INQ 11/13, 6/13, 9/12, last new accounts were 2 from 11/13, one from 8/13 (not counting backdated Amex that was applied for in January of this year), AAOA 2.25 years, $25K existing lines, 14% utilization, balances as follows:

 

1275/7000

1075/2500

500/6000

500/5000

0/4750

 

The new line is for $5000 and it is the World MC (not sure if this is offered as a platinum). I was hoping for something higher but it is in line with my other limits. It looks like they grow well over time and downgrades are possible before the AF hits so this should complete my current setup for now.



CL $43,000 | AAOA 2.3 years | EQ 747 (Aug) | EX 726 (Apr) | TU 740 (Sep)
Regular Contributor
iwazl71
Posts: 138
Registered: ‎02-25-2013
0

Re: Barclay CC let's put our heads together

I always thought Barclays was pretty strict in how many cards they issue you in a short amount of time but here are my data points;

 

Jan 5th 2014   Apped for the Hawaiin Airlines WEMC, instant approval 19K

Apr 12th 2014  Apped for the Sallie Mae WMC, instant approval 8K

 

I have opened 15 tradelines in the past 12 months, 8 in the last 6 alone.
I really think Barclays is not what everyone claims to be sometimes...

Scores: EQ 754, EX 750, TU 783
Cards: 23 with 425k CL
AAoA: 3.5 years
Valued Contributor
navigatethis12
Posts: 1,930
Registered: ‎01-24-2012
0

Re: Barclay CC let's put our heads together


iwazl71 wrote:

I always thought Barclays was pretty strict in how many cards they issue you in a short amount of time but here are my data points;

 

Jan 5th 2014   Apped for the Hawaiin Airlines WEMC, instant approval 19K

Apr 12th 2014  Apped for the Sallie Mae WMC, instant approval 8K

 

I have opened 15 tradelines in the past 12 months, 8 in the last 6 alone.
I really think Barclays is not what everyone claims to be sometimes...


I'm not sure what they look for when they give high limits, but they for sure aren't as easy as other issuers can be. I have 3400 on one card and 5350 on another. Each request for an increase is denied and I only get increases by their six month reviews. These are the lowest limits I have, so it's not like they have extended a massive amount of credit to me. Congratulations on the approvals.

Valued Contributor
dodgerslv
Posts: 1,759
Registered: ‎06-16-2012
0

Re: Barclay CC let's put our heads together

[ Edited ]

I will share my story with Barclays:

 

 

06/2013 Approved instantly for World Arrival 5000.

Opened about 5-6 other cards after that  up until 01/2014 when i got an auto CLI to 5500. A couple of days later approved instantly for Williams-Sonoma (3500).

Opened 2 more cards after that up until 04/12/14 when i applied for the US Airways and was instantly approved for 10000.  So have gotten 3 Barclays card just a little under a year with about 8 new other accounts in between that time frame.

 


Cards: (Citi x6) (Chase x5) (US Bank x3) (Amex x3) (Barclays x3) (BofA x3) (Cap1 x2) (WF x2) (Penfed x1) (Discover x1) (Sync/GE x4) (Macys x2)
Fico 08 scores (8/27/14) EX: 772 TU: 767 EQ: 778 (Utilization at 8% right now).





Frequent Contributor
meehan22
Posts: 279
Registered: ‎10-11-2008
0

Re: Barclay CC let's put our heads together


meehan22 wrote:

Approved 3/10. 1,000 limit. I've already pif'd the balance twice and will again soon before the first statement. 

 

They softed me me about seven days later. I don't know about since, they have updated my TU score three times since signing up. Is each update a soft you think? If so that's a little alarming. 

 

After i I was approved I got a PayPal account the same day and a walmart card a week later. No balances on those. 

 

 

I dont have a high enough limit... Especially with flying to California on Wednesday for a week. Haha


 

To provide an update, 

I maxed out my CC while on Vacation but pif'd, I have been making nearly weekly payments on it, the $1000 limit just isn't enough but its the only card I use so I hope that puts me on their good side. 

 

I did have the PayPal, Walmart, and about a week later Chase AU show after BarClays. And no AA action. Thats 3 cards after being approved by them and been softed a couple times within the month after too. 

I have a US Bank Secured thats up too now and I am on the wire about closing it or apping for the unsecured version in hopes of getting a higher than 1000 limit. 

 

With this useage I need a higher limit!! lol. 


7-2-14 701 (EX/FAKO/Credit Sesame)
8-4-14 692 (EQ/FICO/MyFico)
3-11-14- 702 (TU/FICO/MyFico)

Wallet: Discover $1,000 - Barclay Rewards MC $1,000 - PayPal $1000 - Walmart $1400 - Voyage FCU $1,300 - Elan Fin: $12,500(AU, reporting) - Chase $5,500 (AU, reporting)


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+