I feel ya. I wanna ditch my Cap1 cards so bad! The AF on EACH of them is 39 bucks but not due until December and January. Now I realize why they don't do CLIs for customers but are more than happy to give you a second card! I will call the EO (again) sometime before December and see what they will do for me but I wanna just kick 'em to the curb.
Starting Score: EX: 678 EQ: 677 TU: 667 03/06/2013
@TwentyTwelve wrote:I'm rebuilding since 2010. First I got a Cap1 rebuilder card. Has a 500$ limit and a 39$ annual fee due in Sept I think. After awhile I was offered a Barclay card, and they doubled the limit on it to 2500 after 6 ontime payments. Lastly, I got a WM card and they gave me a 300$ limit.
Ok, since then, WM increased to 400 and the other day my Barclay card increased to 5500 automatically! Is it finally time to ditch the Cap1 card? I have asked them to convert it to another kind of account and they refuse.
You could try the EO route if you wish. I also had a $500 CL Platinum Card with Cap1 and was able to get it to $1,500 plus a 1% rewards program and waiver of the $39 AF via the EO. Good luck to you.
Sorry cannot quote on iPad ...but contact the EO, ask for removal of AF, add rewards and match your Barclays CL sounds like a good plan. If Cap1 does not budge you can still close the account before the AF hits. This is what I would do and if successful with AF removal and adding rewards I would accept a counter on CL. Then keep it and work further on CLI.
I am on a fruitless mission myself with Discover but I have a lot of time and I am sure one day Discover will match my other cards
- Good luck and lots of success !
I am on a fruitless mission myself with Discover but I have a lot of time and I am sure one day Discover will match my other cards
- Good luck and lots of success !
