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Barclay CLI denial reason

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bigblue7722
Valued Contributor

Re: Barclay CLI denial reason


@TheFate wrote:

@bigblue7722 wrote:

@TheFate wrote:

This is one of the main reasons why I haven't app'd for a Sallie Mae. I'd love to have their card but Barclay is just too darn anal


no problem lol. Leave the good rewards for the rest of us. Its a great card!


There's others that offer similar rewards without the strict guidelines.

 

Not saying its not a great card, i'm just saying the company is far too strict for my liking


Sorry but thats not really true. Sams mastercard offers 5% on gas but you have to be a sams member so its really not for everyone. It/freedom only offer 5% on amazon the same quater every year. BCP is 6% back at the supermarket but 75 AF still makes the sallie mae a better card. Barclaycard really doesnt have strict guildlines. Ive opened up plenty of new accounts and never had an issue with them. People that do have issues are ones that are opening up lots of new accounts and maxing them out. That would scare anyone. I always pay in full. So what card is simlar to sallie mae?

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.
Message 11 of 13
nachoslibres
Established Contributor

Re: Barclay CLI denial reason

Barclaycard has been found to be very picky, but I had no issue when I got my Arrival + and found that I only had a CL of $5k in getting them to instantly up it to $15k.  I think what they want to see is a good amount of spend - if you are contanstly hitting the CL and are making multiple payments a month you should be very easily approved for a CLI.

Message 12 of 13
bigblue7722
Valued Contributor

Re: Barclay CLI denial reason


@nachoslibres wrote:

Barclaycard has been found to be very picky, but I had no issue when I got my Arrival + and found that I only had a CL of $5k in getting them to instantly up it to $15k.  I think what they want to see is a good amount of spend - if you are contanstly hitting the CL and are making multiple payments a month you should be very easily approved for a CLI.


I didnt even spend that much on my barclaycard rewards card and I got a 1k CLI at 6 months. 

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.
Message 13 of 13
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