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Established Contributor
EaglesFan2006
Posts: 544
Registered: ‎01-31-2008
0

Barclay CLI

I tried the CLI increase on Barclay and got a notice that I will receive something in the mail. I  assume that this means that it will be denied.  My question is, could this have any impact on my account, such as turning them off to auto CLI in the future or even closing the account?

Chase Freedom: $1500, Citi Diamond Preferred: $3000, Barclays: $3900, Chase Disney Visa: $1500, Chase Southwest Signature: $5000, Citi TY Preferred: $3000, Cap One Platinum: $1750, Cap One Platinum Rewards: $2500, Orchard Bank: $900, Kay Store Card: $4500
Regular Contributor
jtc411
Posts: 169
Registered: ‎03-29-2012
0

Re: Barclay CLI

I've had this problem with them too.  You get the letter and yada yada.  It shouldn't effect anything and it will only be a SP...its a HP if they approve the CLI


Starting Score: EQ 619
Current Score: EQ 735, TU 732, EX 745(Lender Pulled)
Goal Score: EQ 700


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Senior Contributor
bichonmom
Posts: 3,318
Registered: ‎05-05-2011
0

Re: Barclay CLI


jtc411 wrote:

I've had this problem with them too.  You get the letter and yada yada.  It shouldn't effect anything and it will only be a SP...its a HP if they approve the CLI


I've never been told this. Barclay's told me that any CLI request is a HP, regardless of whether or not you're approved.

 

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EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Regular Contributor
jtc411
Posts: 169
Registered: ‎03-29-2012
0

Re: Barclay CLI


bichonmom wrote:

jtc411 wrote:

I've had this problem with them too.  You get the letter and yada yada.  It shouldn't effect anything and it will only be a SP...its a HP if they approve the CLI


I've never been told this. Barclay's told me that any CLI request is a HP, regardless of whether or not you're approved.

 


I'm speaking solely my experience of when I request a CLI online.  I've been denied a CLI about 15 times in the past 2 years and they were all SP....then the one time I got a CLI recently it showed up on TU as an HP

 


Starting Score: EQ 619
Current Score: EQ 735, TU 732, EX 745(Lender Pulled)
Goal Score: EQ 700


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