@BackInTheSaddleAgain wrote:Thanks FinStar. No, not planning on an app binge. In fact, I don't have any inquiries since obtaining my Barclays card in July. So the new PayPal MC will be my first inquiry in 5 months. However, I am also considering the Amazon Store card as well since I spend so much money with them every month. So at the most 2 new inquiries. I keep my utility very low so hopefully Barclay's won't get their panties all tied in a knot over it. Trying to enhance my file a little and was planning on 2 or 3 new cards every 4 months over the next year.
I would definitely heed the advice of myjourney and others to wait and see if an auto-CLI occurs before you request a manual CLI. Typically, the cleaner the CR (less or minimal inquiries) and decent scores, then the more optimal your chances. Good luck either way!
@BackInTheSaddleAgain wrote:Thank you everyone! As usual, GREAT insight. Definitely do NOT want an HP if I can avoid it, so I guess I'll wait another month or two and see if I get one automatically. If not, I can always call then and request one. I am applying for the PayPal MC today, so hopefully Barclay's doesn't can me as young as my account is with them.
THANKS AGAIN!
Good luck keep us updated!
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Will do. Thanks!
Current Score: EX: 718, EQ: 715, TU: 720