Barclay Card 1% BT offer is back

Imperfectfuture · ‎11-03-2016

I love this bad boy. Take minimum (or more if so inclined) and let it sit for however long (other monies collect additional interest). Offered on Sallie Mae. Only use if yield is 3% or greater. Guess it shows up if you did not use the 2% offer? Enjoy (check those accounts).

Signature needs updating

lg8302ch · ‎11-03-2016

I have the 1% offer on my Sallie Mae for the past 2 years and have taken advantage of it several times. Last time I used it to purchase my motorcycle ( a convenience check ) and that was by far the best financing option I could find. I just wish the Aviator had that 1% offer too but unfortunately I get it on Sallie Mae only. The great part with Barclays BT offers you can still use the card and not be charged interest rate on new puchases ..this is not the case with many other lenders. I am a big fan of Barclays

CreditCuriosity · ‎11-03-2016

What 1% offer on BT with Barclay's? I have always had 2% ones, guess they don't quite like me as much. Never on my SM though on other cards I have had with them

newhis · ‎11-03-2016

Thank you OP, I didn't know that Barclay offer BT @ 1%.

DW has an offer @ 1%, must post by Jan/17 and period end Feb/2018, not bad at all.

morgacj2004 · ‎11-03-2016

The best I ever got was 18 mo zero interest with a 2% BT Fee. That was on my cash rewards.

AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550

wasCB14 · ‎11-03-2016

No 0% period, 22.24% APR, 4% fee.

They report my TU at 773.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select

CreditCuriosity · ‎11-03-2016

@wasCB14 wrote:
No 0% period, 22.24% APR, 4% fee.

They report my TU at 773.

Lol at that offer

Dalmus · ‎11-03-2016

@wasCB14 wrote:
No 0% period, 22.24% APR, 4% fee.

They report my TU at 773.

Same here, with a slightly different rate.

I think once I PIF and let it sit a few months, I will magically get a 0% offer.

Current FICO 8 Scores: EQ: 828| TU: 805 | EX: 814

negg · ‎11-03-2016

Over the last two years I have flat out abused this offer. Barclays imo love balance transfers more then actual pos

CSR.........11,900.......Delta Amex $11,200.........Marriott Rewards Premier $8000.......Discover IT $9700......Citi Preferred $8600.......Chase Freedom $10,800.....Barclay(apple) $11,600......BofA $1500.......Capital One $7400......FNO $9800......Barclay(Hawaiian airlines)$11,000......Citi Costco $15,000. June 1st 2013 0 credit cards and 575 fico. Today 117K in credit and 812 fico and ZERO INQUIRIES......ZERO. 2018 goal. 825 fico.

pizza1 · ‎11-03-2016

@CreditCuriousity wrote:
@wasCB14 wrote:
No 0% period, 22.24% APR, 4% fee.

They report my TU at 773.
Lol at that offer

yea. my BT offer is 23.9% , 3% fee....wait one minute while I jump on that, LOL