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Was searching around apple's website and found a mac I really like and just went ahead and did the financing and was approved for $1700 and made my first purchase of $1400. Now some silly questions it says if I pay in full within 18 months I won't be charged interest so does that mean if I pay $100 monthly without spending it anymore and take 14 months to pay it off there is no interest added? And is this bad that I'm almost maxed?..
@improvingmycredit wrote:
Hey!
That's right. If you pay off the card before the 18 months is up- there will be no finance charges.
As far as maxing out the card- it's probably not helping your score but as long as you pay down the balance and have no more credit needs- you will be fine.
I hope this helps. As a rule of thumb, it's never a good idea to max out a card but it is the reason you got this card and it will help build a good relationship with Barclays. Enjoy your new Mac!
+1...congrats