Barclay Closed my Apple Credit Card, without Notice

[Anonymous]

This is very interesting thread. May I ask you? 1. How much is your TU fico at approval and now after account is closed? 2. How much is your utilization% on TU now?

[Ron1]

If I want buy a Mac, I wouldn't get Apple Credit Card.  I knew they will not give much CL. Last year, I put my iMac purchase on my Best Buy Card for 18 months. Best Buy Card 18 months no interest financing is much longer than 6//12 months on the Apple Card. I know HSBC is no better than Barclays. At least, they didn't close my account because applying for new accounts or asking for CLI.

Ron.

[LS2982]

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@Ron1 wrote:

If I want buy a Mac, I wouldn't get Apple Credit Card.  I knew they will not give much CL. Last year, I put my iMac purchase on my Best Buy Card for 18 months. Best Buy Card 18 months no interest financing is much longer than 6//12 months on the Apple Card. I know HSBC is no better than Barclays. At least, they didn't close my account because applying for new accounts or asking for CLI.

Ron.

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Ron, you are like the BB card MVC (Most Valuble Cardholder)

Anything electronic i'd be running through them!!

[Ron1]

Thanks. I like my BB card and you almost can buy any Mac from BB except customize one.  They only sell those online or at Apple store.  

Ron.

[pizzadude]

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@Ron1 wrote:

If I want buy a Mac, I wouldn't get Apple Credit Card.  I knew they will not give much CL. Last year, I put my iMac purchase on my Best Buy Card for 18 months. Best Buy Card 18 months no interest financing is much longer than 6//12 months on the Apple Card. I know HSBC is no better than Barclays. At least, they didn't close my account because applying for new accounts or asking for CLI.

Ron.

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18 months at 0% is fantastic !!  That beats anything I have ever seen from Barclay....

[CS800]

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@Anonymous wrote:

At the rate Barclays is going they probably read these boards...anyone with a negative comment will be closed

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Good thing we don't post with names

[CS800]

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@Anonymous wrote:

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@Ron1 wrote:

I almost forgot.  They closed my Juniper Card almost six years ago after I asked for CLI. It was similar situation.  I couldn't get any Juniper/ Barclays for a long time until last year. By the way, I didn't have any bad credit or late. They just closed my account without any reason given.

Ron.

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Sounds like it's better to stay under the radar by waiting for an auto CLI than requesting one 

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No kidding

[CS800]

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@pizzadude wrote:

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@Ron1 wrote:

If I want buy a Mac, I wouldn't get Apple Credit Card.  I knew they will not give much CL. Last year, I put my iMac purchase on my Best Buy Card for 18 months. Best Buy Card 18 months no interest financing is much longer than 6//12 months on the Apple Card. I know HSBC is no better than Barclays. At least, they didn't close my account because applying for new accounts or asking for CLI.

Ron.

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18 months at 0% is fantastic !!  That beats anything I have ever seen from Barclay....

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Thats a better deal than the Apple card. I only get 0% 12 months

[smc733]

The best buy card is great, except that the interest accures cumulatively if you miss the 0% period.  IE, if you slip into month 19, all that interest accrued comes in at the hefty 25.24 or 27.24% APR.

[Ron1]

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@smc733 wrote:

The best buy card is great, except that the interest accures cumulatively if you miss the 0% period.  IE, if you slip into month 19, all that interest accrued comes in at the hefty 25.24 or 27.24% APR.

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I never paid a single dime interest on my BB Card.  I pay it off before the promotional period expire.

Ron.