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Barclay Denial (but not the end of the world)

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myficomatt
Regular Contributor

Barclay Denial (but not the end of the world)

I went on an app-spree this weekend.  Applied for the Best Buy store card, was denied, but approved the Reward Zone Mastercard (I think I'm going to decline).


I applied for the Airtran Visa as well.  I've wanted this card for a while because I fly Airtran quite a bit (as do a lot of us in the Southeast).  I applied before and was declined due to length of credit history.  I applied this weekend and was declined due to high utilization.  I talked to the recon department and she told me that if I paid some of my balances down that I would likely be approved if I really wanted that card.  So we'll see!

Message 1 of 4
3 REPLIES 3
daisyduke
Valued Contributor

Re: Barclay Denial (but not the end of the world)

hi myficomatt,

what was your current utilization showing? and your scores?

interested - thanks for your time.


Starting Score: 682 EQ, 663 TU
Current Score: 687 EQ - 705 TU on 7/18/10
Goal Score: 700 + both EQ and TU


Take the FICO Fitness Challenge
Message 2 of 4
myficomatt
Regular Contributor

Re: Barclay Denial (but not the end of the world)

Utilization was around 60%

 

TU is 657

Message 3 of 4
daisyduke
Valued Contributor

Re: Barclay Denial (but not the end of the world)my

Thanks myfcomatt - I was thinking about applying but I will wait until my own utilization gets down to ten percent or less - (I'm 60% on one card!! ugh)


Starting Score: 682 EQ, 663 TU
Current Score: 687 EQ - 705 TU on 7/18/10
Goal Score: 700 + both EQ and TU


Take the FICO Fitness Challenge
Message 4 of 4
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