Barclay Experts Needed For Barclay Payment Help

[TRC2k13]

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@myjourney wrote:

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@TRC2k13 wrote:

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@Vegas247 wrote:

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@myjourney wrote:

1) you have up to and I forget the time 3 or 5pm to be considered on time payment 

2) mine usually credits to account next day YMMV

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So If I pay with my electronic check on Barclay's website or on my phone with Barclay's Android App on the 3rd or 4th of the month (due date 5th of every month)....I'm safe? (it's been a long time sinceI had credit cards).. I pay my Wells Fargo card that I got back in Oct 2013 with cash a Wells Fargo Branch to play safe.

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You'll be fine.  I've paid from my laptop and my phone... never had an issue.

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@myjourney wrote:

Per Barclay 

Make a payment

Paying your credit card online is fast, easy and free. To avoid late fees and finance charges, simply make your online payment by 7 p.m. ET on your payment due date.

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Same as what I posted like 5 minutes ago...

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Was that before the edit Lol 

Good job 

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LOL... I believe so.  I only edited to add the line about the ACH debit the next day.  

Good luck OP.

[JoshuaHolySpirit]

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@Vegas247 wrote:

Thanks guys......It's been a long time since I had Credit Cards and want to never, ever be late.....

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I use this method for all my credit cards.

Pay the minimum or more ASAP after statement cuts.

That way, I am sure of having paid the minimum balance (or more), and having not to worry about it because, my account updates $0 due.

Regarding balances after, I can either pay online or by phone at anytime of the month, not having to worry about the due date.

Never trust ''paying on due dates'' even though it is safe, (or falls on a Sunday).....No worries.

[Vegas247]

I get it.....that's a great way to assure your never late.....

[Swapmeet]

Pay before the statement even cuts for utilization purposeses....Unless you don't care..Some don't, but it should at least be mentioned....

[Vegas247]

Ya I know to pay before statement cuts, and I PIF.......this post was about paying with a check on the due date if it was considered late because electronic checks typically take more than 2 days to post.....

[Swapmeet]

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@Vegas247 wrote:

Ya I know to pay before statement cuts, and I PIF.......this post was about paying with a check on the due date if it was considered late because electronic checks typically take more than 2 days to post.....

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Yeah, I read it.