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Epic Contributor
Creditaddict
Posts: 22,067
Registered: ‎10-23-2007
0

Re: Barclay Online Pre-Approval Check Out There?

I think the congratulations means you are approved if you apply!
More testing please!!
Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Valued Contributor
dodgerslv
Posts: 1,842
Registered: ‎06-16-2012
0

Re: Barclay Online Pre-Approval Check Out There?

for me it says "congratulations" you are prequalified for the arrival...if i accept does it mean i am pretty much approved?


Cards: (Citi- 82.7k) (Chase- 65k)) (US Bank- 18k) (Amex- 22.5k) (Barclays-40k) (BofA- 68k) (Cap1- 49.5K) (WF- 11k) (Penfed- 22.5k) (Discover- 8k) (Sync/GE- 15.7k) (NASA- 30k) (Diners- 15k)
Fico 08 scores (8/27/14) EX: 772 TU: 767 EQ: 778 (Utilization at 8% right now).





Epic Contributor
Creditaddict
Posts: 22,067
Registered: ‎10-23-2007
0

Re: Barclay Online Pre-Approval Check Out There?


dodgerslv wrote:

for me it says "congratulations" you are prequalified for the arrival...if i accept does it mean i am pretty much approved?


That's what I'm hoping more can confirm... but if you look at anyone else that got the "Congratulations" screen and applied, they have said they got approved!

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Valued Contributor
dodgerslv
Posts: 1,842
Registered: ‎06-16-2012
0

Re: Barclay Online Pre-Approval Check Out There?

Well, i couldnt resist the urge. I went ahead and accepted the offer of being pre-qualified for the arrival and after filling out the app i got instantly approved for 5k.


Cards: (Citi- 82.7k) (Chase- 65k)) (US Bank- 18k) (Amex- 22.5k) (Barclays-40k) (BofA- 68k) (Cap1- 49.5K) (WF- 11k) (Penfed- 22.5k) (Discover- 8k) (Sync/GE- 15.7k) (NASA- 30k) (Diners- 15k)
Fico 08 scores (8/27/14) EX: 772 TU: 767 EQ: 778 (Utilization at 8% right now).





Valued Contributor
dodfire
Posts: 1,453
Registered: ‎04-14-2012
0

Re: Barclay Online Pre-Approval Check Out There?

Congrats!!!

*8/10/13
Established Member
lissa1184
Posts: 47
Registered: ‎04-14-2013
0

Re: Barclay Online Pre-Approval Check Out There?

I am now helping my husband work on his credit and he received the congrats he was prequalified. I submitted the app and he received an instant approval for $1800.


Starting Scores May 2013: EQ 604 TU 661 EX 690
Goal Scores: 700+
Established Contributor
shane82388
Posts: 979
Registered: ‎07-16-2010
0

Re: Barclay Online Pre-Approval Check Out There?

wow i never knew this existed. I dont know why every credit card company doesnt just have one of these pre-approval things...wouldnt it save everyone a lot of time if they knew they werent likely to be approved and just not waste the banks time applying at that point?

$1200 $1250 $4250 NPSL $5300 $1350 $3000

$6050 $5000 $10500 $2416 $6500 $3000
Community Leader
Senior Contributor
SunriseEarth
Posts: 4,831
Registered: ‎08-12-2013
0

Re: Barclay Online Pre-Approval Check Out There?

I got the Recommended response for Rewards Aspiring Prime.  Yep...not time to leave the garden yet.


Start: 619 (Wally, 9/2013) | Current: 669 (Wally, 12/8/14), 703 (EQ myFICO 8/13/14)
Care Credit $10200 | JCP $5000 | Walmart Store $5000 | Amazon Store $5000 | AMEX BCE $4500 | Overstock $4300 | Cap 1 QS1 $4000 | AMEX Costco TE $3500 | Macy's Special Events $2900 | Macy's Revolving $2500 | CU Visa $2500 | Sony Card $2500 | Macy's AMEX $1500 | Citi DC WMC $1200 | Merrick $1200 | VS $1150 | Gold Violin $1150 | Target $1000 | ~~Gardening Since 12/2/14
Established Contributor
Credit-hoarder
Posts: 546
Registered: ‎08-30-2013
0

Re: Barclay Online Pre-Approval Check Out There?

I got "recommended" and "additional products" for 3 of their cards also.

Established Member
GoldenEye
Posts: 26
Registered: ‎09-16-2013
0

Re: Barclay Online Pre-Approval Check Out There?

I received the "Congratulations, you're reapproved for Barclaycard Rewards Aspiring Prime"

 

I decided to pull the trigger and applied. Once I clicked "apply" it took about 3 seconds to grant me a CL of $1500.00. This is double the limit of my Cap1, which is my highest since Ive started my rebuild. 

 

I hope this helps anyone questioning the difference between "congratulations" and "reccomended." 


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