Credit Cards Center Credit cards from our partners
Reply
Epic Contributor
Posts: 25,866
Registered: ‎10-23-2007
0

Re: Barclay Online Pre-Approval Check Out There?

I think the congratulations means you are approved if you apply!
More testing please!!
Fico Scores 8: EX 694. TU 689. EQ 658. 05/26/2015
Valued Contributor
Posts: 2,066
Registered: ‎06-16-2012
0

Re: Barclay Online Pre-Approval Check Out There?

for me it says "congratulations" you are prequalified for the arrival...if i accept does it mean i am pretty much approved?

Cards: (Chase x8) (Citi x6) (Amex x6) (BofA x3) (US Bank x3) (Barclays x4) (WF x2) (Cap1 x4) (Synch x4) (Penfed x2) (Macys Amex, Discover, USAA, Fidelity, NASA x1), PLOC: Citi (18k) WF (10k), Personal Loan: USAA (25K), Auto Loans: Ally, Audi Financial.
Highlighted
Epic Contributor
Posts: 25,866
Registered: ‎10-23-2007
0

Re: Barclay Online Pre-Approval Check Out There?


dodgerslv wrote:

for me it says "congratulations" you are prequalified for the arrival...if i accept does it mean i am pretty much approved?


That's what I'm hoping more can confirm... but if you look at anyone else that got the "Congratulations" screen and applied, they have said they got approved!

Fico Scores 8: EX 694. TU 689. EQ 658. 05/26/2015
Valued Contributor
Posts: 2,066
Registered: ‎06-16-2012
0

Re: Barclay Online Pre-Approval Check Out There?

Well, i couldnt resist the urge. I went ahead and accepted the offer of being pre-qualified for the arrival and after filling out the app i got instantly approved for 5k.

Cards: (Chase x8) (Citi x6) (Amex x6) (BofA x3) (US Bank x3) (Barclays x4) (WF x2) (Cap1 x4) (Synch x4) (Penfed x2) (Macys Amex, Discover, USAA, Fidelity, NASA x1), PLOC: Citi (18k) WF (10k), Personal Loan: USAA (25K), Auto Loans: Ally, Audi Financial.
Valued Contributor
Posts: 1,453
Registered: ‎04-14-2012
0

Re: Barclay Online Pre-Approval Check Out There?

Congrats!!!

*8/10/13
Established Member
Posts: 47
Registered: ‎04-14-2013
0

Re: Barclay Online Pre-Approval Check Out There?

I am now helping my husband work on his credit and he received the congrats he was prequalified. I submitted the app and he received an instant approval for $1800.


Starting Scores May 2013: EQ 604 TU 661 EX 690
Goal Scores: 700+
Established Contributor
Posts: 994
Registered: ‎07-16-2010
0

Re: Barclay Online Pre-Approval Check Out There?

wow i never knew this existed. I dont know why every credit card company doesnt just have one of these pre-approval things...wouldnt it save everyone a lot of time if they knew they werent likely to be approved and just not waste the banks time applying at that point?

$1200 $1250 $4250 NPSL $5300 $1350 $3000

$6050 $5000 $10500 $2416 $6500 $3000
Moderator
Posts: 6,972
Registered: ‎08-12-2013
0

Re: Barclay Online Pre-Approval Check Out There?

I got the Recommended response for Rewards Aspiring Prime.  Yep...not time to leave the garden yet.




Start: 619 (TU08, 9/2013) | Current: 764 (TU08, 8/17/15)
AMEX BCE $13500 | Sallie Mae WMC $12500 | Care Credit $10200 | JCP $8000 | Overstock $5800 | Cap 1 QS $5750 | Discover IT $5500 | Macy's Store $5400 | BofA BBR $5000 | Citi DC WMC $5000 | Walmart Store $5000 | Amazon Store $5000 | Sam's Club MC $4000 | AMEX Costco TE $3500 | Macy's AMEX $3500 | Sony Card $3250 | CU Visa $2500 | Gold Violin $2350 | Target $1000 | ~~Gardening Since 8/26/15
Established Contributor
Posts: 803
Registered: ‎08-30-2013
0

Re: Barclay Online Pre-Approval Check Out There?

I got "recommended" and "additional products" for 3 of their cards also.

Established Member
Posts: 26
Registered: ‎09-16-2013
0

Re: Barclay Online Pre-Approval Check Out There?

I received the "Congratulations, you're reapproved for Barclaycard Rewards Aspiring Prime"

 

I decided to pull the trigger and applied. Once I clicked "apply" it took about 3 seconds to grant me a CL of $1500.00. This is double the limit of my Cap1, which is my highest since Ive started my rebuild. 

 

I hope this helps anyone questioning the difference between "congratulations" and "reccomended." 

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.