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Barclay PC went through painlessly

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Rhaeny
Valued Contributor

Re: Barclay PC went through painlessly


@jsucool76 wrote:
Congrats on the pc. Im assuming no hp was done?

Correct...no hp.


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Message 11 of 36
L0RDAVENTAD0R
Frequent Contributor

Re: Barclay PC went through painlessly

Congrats ! This is the second thread to my knowledge in the past week or two of someone PC'ing their Apple Financing to their rewards card... Might have to pull the trigger with my own Apple card, Smiley Happy.

Message 12 of 36
Rhaeny
Valued Contributor

Re: Barclay PC went through painlessly


@GMCSierraDenali wrote:

Congrats ! This is the second thread to my knowledge in the past week or two of someone PC'ing their Apple Financing to their rewards card... Might have to pull the trigger with my own Apple card, Smiley Happy.


Thanks! The reason I inquired to Barclay about the PC is because I started seeing the benefits of how my cash rewards balance has been increasing (started earning them in Dec) on a few of my CC's.  So I got excited and now all I want are cash rewards with the highest percentage back.  I just happened to be logging into my Apple Financing account and noticed that Barclays has a rewards card and....ding dong...light bulb flashing!

 

So on a whim I just decided to call and see if it was possible for a PC and they were more than happy to do so.  Now of course they tried to warn me that I would lose the benefits of buying an Apple product with special financing, but I already have a macbook pro, iPad and an iMac so I'm not buying anything else like that for years to come.  Buying Apple products is just as expensive as sending your kid to college.  So the decision turned into a no brainer for me to PC.


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Message 13 of 36
09Lexie
Moderator Emerita

Re: Barclay PC went through painlessly

Message 14 of 36
teddybearkelli1
Contributor

Re: Barclay PC went through painlessly

This is very interesting news. I called last week and they said it was not possible to PC my Barclays apple visa to anything else. I even told them I was considering closing after 4 years. Guess I will call them again tomorrow.
FICO scores: 790 (EQ) 786 (EX) 796 (TU) |
My Wallet:NFCU CR Visa 24k, AMEX Delta Gd 18k, Walmart Discvr 12k, USAA Plat RA MC 13k, BECU Visa 13k, NFCU NR MC 10k, Sams Discvr 10k, Sportsmans Visa 11.5k, WF Plat Visa 10k, Paypal Extra MC 10k, BofA Fraternity MC 14k, Sams Credit 10k, USAA World MC 9k, Military Star 8.2k |BOA CR 8k |AMEX Evrdy 8k |Lowes 7.3k | Chase Military Star MC 16k, JCPenneys MC 7k, Discover IT 5k , Gymboree Visa 4.5k, Sears MC 4k, TJX MC 3.5k, ToysRUS MC 5k, Chase Amazon Visa 3k, Home Depot 3k, Citibank Simplicity 6.5k, Fred Meyers Visa 2.5k, Target 2k, Kohls 2k, ITunes Visa 5k, Macys 2k, Vystar CU Visa 5k
Message 15 of 36
dodgeball
Established Contributor

Re: Barclay PC went through painlessly

tell them that you are going to close the account they will transfer you to a closing speacialist as they say and they will give you the option to PC

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

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Message 16 of 36
Rhaeny
Valued Contributor

Re: Barclay PC went through painlessly


@dodgeball wrote:

tell them that you are going to close the account they will transfer you to a closing speacialist as they say and they will give you the option to PC


Okay I should add that when I initially called in, the person that answered the phone took a minute to look at my account.  She said "let me check to see if you are eligible for that".  A few minutes later she said okay, let me transfer you to another department who can help you with that.  The exact name of the department had the name of "specialist' in it but I can't remember exactly what it is.  As soon as the guy answered he said, "hi I'm John Doe and I'll will be assisting you with the transfer of Apple Visa to the Barclay's reward MC".

 

So maybe some Apple accounts are eligible and some aren't?  Or maybe even I was lucky enough to get a csr that knew that this is possible?  But literally I was on the phone no more than about 10 minutes to do this.  So I would aslo advise to keep calling in until you get someone who can help you.  


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Message 17 of 36
Open123
Super Contributor

Re: Barclay PC went through painlessly

The "non" PC thing, was that a case specifically with the Apple cards, or all Barclay cards?

Message 18 of 36
scorpiostinger07
Regular Contributor

Re: Barclay PC went through painlessly

I wish this was the norm and not the exception. I tried to PC my Apple to the NFL card and it was a no go.


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Message 19 of 36
Rhaeny
Valued Contributor

Re: Barclay PC went through painlessly

Well I wonder what the criteria is for those that can PC?  Maybe it's that you can only PC from Apple to a specific product or maybe it has something to do with the timing of when you opened your card.  I don't know, just throwing things out there.  But this appears to be a YMMV situation with the PC.

 

BTW, when I logged on this morning to Barclays I did get a message asking me to activate my card by entering the last 4 of my SS# and the CID on the new card.  Of course I don't have it yet.  I also seen the addition of the rewards tab so it definitely went through.


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Message 20 of 36
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